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Life and Health California Exam
Free Life and Health Annuities Questions and Answers
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Which section of a health insurance policy specifies the conditions, times, and circumstances under which the insured is NOT covered by the policy?
Coinsurance provisions
Coverages
Insuring clause
Exclusions
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Wrong!
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Which of the following statements pertaining to the Medical Information Bureau (MIB) is CORRECT?
The MIB is operated by a national network of hospitals
Information obtained by the MIB is available to all physicians
The MIB provides assistance in the underwriting of life insurance
Applicants may request that MIB reports be attached to their policies
Correct!
Wrong!
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All of the following conditions are typically covered in a long-term insurance policy EXCEPT
Alzheimer's disease
senile dementia
alcohol dependency
Parkinson's disease
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Wrong!
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HMOs are known for stressing
preventive medicine and early treatment
state-sponsored health care plans
in-hospital care and services
health care services for government employees
Correct!
Wrong!
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Florida's Long-Term Care Partnership Program must provide which of the following coverage?
Medical expense coverage
Disability coverage
Inflation coverage
Outpatient hospital treatment
Correct!
Wrong!
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