Free CMCA Beginner's Questions and Answers

Question 1

What obligations does "Co-Insurance" place upon the Association?

Accepted Answer

Maintain certain limits of insurance

Answer

Co-insurance clauses in property insurance policies stipulate that the insured (the association) must carry insurance coverage up to a specified percentage (e.g., 80% or 90%) of the property's full replacement value. If the association fails to meet this requirement at the time of a loss, the insurer will only pay a prorated amount of the loss, even if the loss is less than the policy's face value. This encourages adequate coverage to protect the association's assets.

Question 2

If a member does not get notice of a meeting, the association is not liable if the member:

Accepted Answer

Did not notify association of their current address.

Answer

Community associations typically have a responsibility to send meeting notices to the last known address provided by the member. If a member fails to update their contact information with the association, they are generally considered to have forfeited their right to claim non-receipt of notice. The association's liability is contingent on fulfilling its duty to send notice to the address on record.

Question 3

Which of the following is included in the initial letter you write to an owner who broke one of the regulations the organization has established?

Accepted Answer

The offer to meet to hear the owner's viewpoint.

Answer

When addressing a rule violation, the initial communication should include an offer for the owner to meet with the board or a designated committee to discuss the alleged violation. This provides the owner with due process and an opportunity to present their side of the story or explain mitigating circumstances before any penalties are formally imposed. This approach promotes fairness and can help resolve issues amicably.

Question 4

Which project would a board be most likely to hire a consultant for assistance in creating bid specifications?

Accepted Answer

Specific state statues

Answer

While the question's phrasing is somewhat ambiguous, a consultant hired to assist in creating bid specifications for a community association project would need to ensure those specifications comply with all applicable laws. Specific state statutes often contain crucial requirements related to building codes, environmental regulations, accessibility standards, and contractor licensing that must be incorporated into project bids. The consultant's expertise helps ensure the project is legally compliant and meets necessary standards.

Question 5

Which is an example of an association control system?

Accepted Answer

Frequent neighborhood inspections

Answer

Frequent neighborhood inspections are a proactive association control system designed to monitor the physical condition of common areas and individual properties for compliance with community rules and maintenance standards. By regularly checking for issues like unkempt landscaping, architectural violations, or needed repairs, the association can identify problems early, enforce standards, and maintain the community's aesthetic and property values.

CMCA - Certified Manager of Community Associations Practice Test

CMCA - Certified Manager of Community Associations Practice Test

Free CMCA Beginner's Questions and Answers