Critics are specifically mentioned as being concerned about privacy and transparency in decision-making. While other options relate to AI, they are not the primary concerns highlighted in this context.
The passage explicitly states that the "unprecedented pace of AI development" has left regulatory frameworks behind, making this the correct choice.
The passage highlights the struggle of regulatory frameworks to keep up, but it does not explicitly predict stricter or adequate regulation, suggesting uncertainty about adaptation.
The passage presents both the benefits (proponents' view) and the risks (critics' view) of AI in a neutral, analytical manner.
The passage discusses accountability in the context of scenarios where AI systems fail or cause harm, making this the most relevant answer.