TICO Study Guide 2026

Everything you need to pass the TICO exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

TICO exam key facts

  • The TICO Certification Program exam has 80 questions. Source
  • Candidates have 150 minutes to complete the TICO Certification Program exam. Source
  • The TICO Certification Program exam costs $150 for the single combination exam for anyone who signs up on or after January 5, 2026. Source
  • After a failed TICO Certification exam, candidates must wait 24 hours before the first rewrite, 5 days before the second, and 30 days before the third and any later rewrite. Source
  • TICO Certification does not expire, and certified Travel Counsellors and Supervisors/Managers never have to re-write the exam. Source
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📋 TICO Exam Format at a Glance

100
Questions
120 min
Time Limit
70.00%
Passing Score

📚 TICO Topics to Study (118)

✍️ Sample TICO Questions & Answers

1. When a travel agent receives a commission or incentive from a travel supplier, when must this be disclosed to the client under TICO standards?
✓ When the commission or incentive could influence the agent's recommendation, and if the client asks

TICO standards require disclosure of commissions or incentives when they could influence the agent's recommendation, particularly when a client asks about the agent's remuneration.

2. A travel agency in Ontario is moving its retail location to a new address across the street. Under Ontario Regulation 26/05, what is the agency's obligation regarding this change?
✓ They must provide the Registrar with advance notice of the change in their place of business.

Section 17 of Ontario Regulation 26/05 stipulates that a registrant must give the Registrar advance notice of any change in the address of its place of business in Ontario. This ensures TICO's records are always current.

3. A consumer books a package tour and the supplier becomes insolvent before departure. Under TICO's Compensation Fund, what is the consumer most likely entitled to?
✓ Compensation up to the registered amount paid, subject to fund limits

TICO's Consumer Protection Fund compensates consumers for losses due to registered travel agent insolvency, up to applicable limits.

4. Under TICO's trust accounting rules, which of the following statements about interest earned on consumer trust accounts is correct?
✓ Interest belongs to the registrant and may be withdrawn to the operating account

Under the Travel Industry Act framework, interest earned on trust accounts belongs to the registrant, not the consumers. The registrant is permitted to withdraw interest to their operating account. Consumers have no legal claim to trust account interest — their protection lies in the principal being held intact. This is a commonly tested nuance because it appears to conflict with the broader principle that trust funds belong to consumers.

5. A sole proprietor registered with TICO decides to incorporate their travel business. What must happen regarding their TICO registration?
✓ A new registration must be obtained in the name of the corporation

A change in legal structure requires a new TICO registration because the registrant is a different legal entity.

6. What information must a registered travel agency display prominently at its place of business?
✓ Its TICO registration number and the TICO logo or consumer protection notice

Registered agencies are required to display their TICO registration number and consumer protection information so customers can verify registration.

🎯 Free TICO Practice Tests

📖 TICO Guides & Articles

Your TICO Study Path
1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation

What Practice Test Geeks adds beyond an AI chat for TICO

An AI chatbot can quiz you, but it can't reproduce the exam conditions or keep your record. Here you get:

  • A timed, full-length TICO mock exam — 100 questions in 120 minutes with a 70% pass mark, modeled on the official exam's question count and time limit, followed by a score report broken down by exam domain.
  • A fixed TICO question bank: the same test every attempt, so your score is comparable from one try to the next instead of changing with every regenerated quiz.
  • Progress saved on your device: completed tests, scores and missed questions stay in My Progress, so you can retake only what you got wrong.
  • A printable TICO cheat sheet you can print or save as a PDF.
  • TICO flashcards built from the same question bank.
  • Free TICO practice tests with the correct answer shown after each question.
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