DVSA Documents and Insurance 4

Question 1

What is the penalty for driving without insurance in the UK?

Accepted Answer

A fixed penalty of £300 and 6 penalty points, or unlimited fine and disqualification if taken to court

Answer

Driving without insurance carries a fixed penalty of £300 and 6 points. If the case goes to court, you face an unlimited fine, disqualification, and your vehicle may be seized and destroyed.

Question 2

When must your vehicle have a valid MOT certificate?

Accepted Answer

When it is 3 years old or more, tested annually

Answer

Vehicles must have an MOT test when they are 3 years old, and annually thereafter. You can have an MOT test up to one month before the expiry of the current certificate without losing any time.

Question 3

What happens if you are caught driving while disqualified?

Accepted Answer

You face up to 6 months imprisonment, an unlimited fine, and an extended ban

Answer

Driving while disqualified is a serious criminal offence punishable by up to 6 months in prison, an unlimited fine, and a further extended driving ban. Your vehicle may also be seized.

Question 4

What is the purpose of the theory test?

Accepted Answer

To assess your knowledge of road safety, the Highway Code, and hazard perception before you take the practical test

Answer

The theory test assesses your knowledge of road safety rules, the Highway Code, and your ability to identify hazards through the hazard perception test. You must pass it before booking your practical driving test.

Question 5

Can you drive someone else's car on your own insurance?

Accepted Answer

Only if your insurance policy includes driving other cars (DOC) cover, and only with third-party cover

Answer

Some comprehensive policies include 'Driving Other Cars' (DOC) cover, but this only provides third-party cover. Always check your policy, as DOC cover has become less common. You must have the owner's permission.

DVSA UK Driving Theory Practice Test

DVSA UK Driving Theory Practice Test

DVSA Documents and Insurance 4