N-400 - Application for Naturalization Practice Test

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What Is the Filing Fee for N-400?

The current filing fee for Form N-400, Application for Naturalization, is $760. That's the base fee for most applicants filing with USCIS as of 2026. You also pay an $85 biometrics fee for the fingerprinting appointment โ€” bringing the total standard cost to $845.

That said, not everyone pays the full amount. USCIS has a fee waiver program, a reduced fee option for lower-income applicants, and several categories of applicants who are exempt from fees entirely. The exact amount you owe depends on your specific situation.

This guide breaks down the N-400 filing fee in plain terms โ€” what you pay, how to pay it, and how to apply for a waiver or reduction if the standard fee is a financial hardship.

N-400 Fee Breakdown (2026)

Here's the full cost picture for a standard N-400 application:

Review the official N-400 exam content outline
Take a diagnostic practice test to identify weak areas
Create a study schedule (4-8 weeks recommended)
Focus on your weakest domains first
Complete at least 3 full-length practice exams
Review all incorrect answers with detailed explanations
Take a final practice test 1 week before exam day

N-400 Key Concepts

๐Ÿ“ What is the passing score for the N-400 exam?
Most N-400 exams require 70-75% to pass. Check the official exam guide for exact requirements.
โฑ๏ธ How long is the N-400 exam?
The N-400 exam typically allows 2-3 hours. Time management is critical for success.
๐Ÿ“š How should I prepare for the N-400 exam?
Start with a diagnostic test, create a 4-8 week study plan, and take at least 3 full practice exams.
๐ŸŽฏ What topics does the N-400 exam cover?
The N-400 exam covers multiple domains. Review the official content outline for the complete list.

Who Qualifies for a Fee Waiver?

USCIS can waive the entire N-400 filing fee โ€” including biometrics โ€” for applicants who demonstrate financial hardship. You apply for a fee waiver using Form I-912, Request for Fee Waiver, submitted alongside your N-400.

You likely qualify for a fee waiver if you meet at least one of these criteria:

The income threshold changes annually with the Federal Poverty Guidelines. For 2026, a family of four at 150% of the poverty level is approximately $46,800/year. Check the current USCIS fee waiver instructions for the exact figures when you apply.

Important: USCIS doesn't automatically approve fee waivers. You need to submit supporting documentation โ€” recent tax returns, benefit award letters, or other proof of your financial situation. A poorly documented I-912 gets denied, so be thorough.

The Reduced Fee Option

If you don't qualify for a full fee waiver but your household income is between 150% and 200% of the Federal Poverty Guidelines, you may qualify for a reduced N-400 fee of $380 (half the standard fee). The biometrics fee still applies at $85, bringing the reduced total to $465.

To request the reduced fee, you check the appropriate box on Form N-400 and submit documentation of your income. USCIS reviews the request and either approves the reduced fee, asks for more documentation, or may require you to pay the full fee if you don't qualify.

Don't just assume you qualify โ€” check the income tables in the current Form N-400 instructions. The thresholds are published and updated annually.

Who Is Exempt From the N-400 Fee?

Certain categories of applicants pay no filing fee at all โ€” the fee is waived automatically, not through a separate I-912 application:

If you're a veteran, check carefully โ€” the military fee exemption is significant and not always communicated clearly by recruiters or VSOs. For full details on the N-400 application process, see the complete N-400 application guide.

How to Pay the N-400 Filing Fee

USCIS accepts several payment methods depending on how you file:

Online Filing

If you file at my.uscis.gov, you can pay by credit card, debit card, or bank account (ACH). Online filing is typically faster to process and allows you to track your case status easily. Payment is collected when you submit your application.

Paper Filing

If filing by mail, acceptable payment methods include:

Do not send cash. Write your A-Number on the memo line of your check or money order. If your check bounces, USCIS will reject your application and may charge a returned check fee.

For a full walkthrough of how to complete and submit the form, the N-400 form instructions guide covers each section step by step.

What Happens After You Pay?

Once USCIS receives your N-400 and payment, they'll send a receipt notice (Form I-797) within a few weeks. This notice confirms they've accepted your application and assigns your case a receipt number you can use to track status on the USCIS website.

After your application is accepted, you'll receive a separate biometrics appointment notice directing you to appear at an Application Support Center (ASC) for fingerprinting and photos. The $85 biometrics fee covers this appointment.

Processing times vary considerably by field office. The average N-400 processing time has ranged from 8-24 months in recent years depending on your filing location and workload. For current processing times, check the USCIS website โ€” they update estimates monthly. The N-400 processing time guide explains what happens at each stage after you pay.

What If My Fee Waiver Is Denied?

If USCIS denies your I-912 fee waiver request, they'll issue a rejection notice with an explanation. You typically have the option to:

  1. Resubmit your N-400 with additional documentation to strengthen your fee waiver request
  2. Pay the full filing fee and resubmit
  3. Request the reduced fee instead, if you meet the income criteria

A denied fee waiver doesn't mean you're disqualified from naturalization โ€” it just means you need to either pay or submit better documentation. If you believe the denial was in error, consult with an immigration attorney or accredited representative before resubmitting.

Can USCIS Fees Change?

Yes. USCIS adjusts its fee schedule periodically through a formal rulemaking process. The current fee of $760 for N-400 took effect in April 2024 after a significant increase from the previous $725 amount. Future increases are possible โ€” file as soon as you're eligible if you're concerned about a fee increase.

USCIS does not refund filing fees if your application is denied. That's a key reason to ensure you meet all eligibility requirements before applying. The N-400 instructions guide helps you verify eligibility and complete the application correctly to avoid rejections. See also the comprehensive N-400 fee guide for additional payment scenarios and updated figures.

N-400: Pros and Cons

Pros

  • N-400 professionals earn competitive salaries with strong growth potential
  • Multiple career paths and specializations available in the field
  • High demand across industries increases job security
  • Certification can boost salary by 10-25% over non-certified peers
  • Remote and flexible work opportunities in many N-400 roles

Cons

  • Entry-level salaries may be lower while gaining experience
  • Salary varies significantly by location and employer
  • Additional certifications may be needed for top-paying roles
  • Overtime or irregular hours common in some N-400 positions
  • Continuing education required to maintain earning potential

What is the filing fee for N-400 in 2026?

The N-400 filing fee is $760 plus an $85 biometrics fee, for a total of $845 for most applicants. Reduced fees ($465 total) are available for income-eligible applicants, and full fee waivers are available for those meeting financial hardship criteria.

How do I apply for an N-400 fee waiver?

Submit Form I-912, Request for Fee Waiver, together with your N-400 application. Include supporting documentation such as tax returns, benefit award letters, or other proof of financial hardship. Fee waivers are approved based on income (at or below 150% of the Federal Poverty Guidelines) or receipt of means-tested public benefits.

Can military members file N-400 for free?

Yes. Service members and honorably discharged veterans who served during periods of hostility as defined under INA Sections 328 and 329 are exempt from the N-400 filing fee. No I-912 is required โ€” the exemption applies automatically with documentation of military service.

Does USCIS refund the N-400 filing fee if my application is denied?

No. USCIS does not issue refunds for denied applications. The fee covers the cost of processing your application regardless of the outcome. This is why eligibility verification before filing is important.

Can I pay the N-400 fee with a credit card?

Yes, when filing online at my.uscis.gov you can pay by credit card, debit card, or bank account. Paper filings require a check, money order, or cashier's check โ€” cash is not accepted.

What is the reduced N-400 filing fee?

Applicants with household income between 150% and 200% of the Federal Poverty Guidelines may qualify for a reduced fee of $380 (half the standard $760). The $85 biometrics fee still applies, bringing the reduced total to $465. Request the reduced fee on the N-400 form with income documentation.
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