RON RON Signer Identity Verification 1

Question 1

What are the two primary methods used to verify a signer's identity in a RON session?

Accepted Answer

Knowledge-based authentication (KBA) and credential analysis

Answer

Most RON laws require both knowledge-based authentication (KBA), which uses personal history questions, and credential analysis, which verifies a government-issued ID.

Question 2

In knowledge-based authentication (KBA) for RON, what type of questions are typically asked?

Accepted Answer

Questions derived from the signer's public records and personal history that only they should know

Answer

KBA questions are dynamically generated from public records databases and cover personal history such as prior addresses, vehicle ownership, or financial history.

Question 3

What typically happens if a signer fails KBA during a RON session?

Accepted Answer

The notary must decline to proceed and the signer may be given one retry attempt depending on state law

Answer

A failed KBA typically requires the notary to halt the session, and state laws often allow only one additional attempt before the signer is barred from using RON.

Question 4

What is 'credential analysis' in the RON identity verification process?

Accepted Answer

Automated technology that examines a government-issued ID for authenticity and matches it to the signer

Answer

Credential analysis uses automated software to verify that a government-issued ID is genuine, unaltered, and that the photo matches the person appearing on camera.

Question 5

Which government-issued IDs are commonly accepted for RON credential analysis?

Accepted Answer

Driver's license, state ID card, and passport

Answer

RON laws typically accept driver's licenses, state-issued ID cards, and passports as acceptable government-issued photo IDs for credential analysis.

RON - Remote Online Notary Practice Test

RON - Remote Online Notary Practice Test

RON RON Signer Identity Verification 1