RON RON Signer Identity Verification 1 — Questions and Answers
Question 1: What are the two primary methods used to verify a signer's identity in a RON session?
- Knowledge-based authentication (KBA) and credential analysis (Correct answer)
- Password verification and email confirmation
- Social media profile review and phone call
- Government database lookup and background check
Correct answer: Knowledge-based authentication (KBA) and credential analysis
Most RON laws require both knowledge-based authentication (KBA), which uses personal history questions, and credential analysis, which verifies a government-issued ID.
Question 2: In knowledge-based authentication (KBA) for RON, what type of questions are typically asked?
- Questions derived from the signer's public records and personal history that only they should know (Correct answer)
- Questions created by the signer and stored in their account profile
- General trivia questions to test cognitive ability
- Questions from the document being notarized
Correct answer: Questions derived from the signer's public records and personal history that only they should know
KBA questions are dynamically generated from public records databases and cover personal history such as prior addresses, vehicle ownership, or financial history.
Question 3: What typically happens if a signer fails KBA during a RON session?
- The notary must decline to proceed and the signer may be given one retry attempt depending on state law (Correct answer)
- The notary can bypass KBA if they are visually satisfied with the signer's appearance
- The signer is automatically approved after a 10-minute waiting period
- The RON platform contacts law enforcement immediately
Correct answer: The notary must decline to proceed and the signer may be given one retry attempt depending on state law
A failed KBA typically requires the notary to halt the session, and state laws often allow only one additional attempt before the signer is barred from using RON.
Question 4: What is 'credential analysis' in the RON identity verification process?
- Automated technology that examines a government-issued ID for authenticity and matches it to the signer (Correct answer)
- The notary visually inspecting the signer's ID through the camera
- A background check run by the RON platform provider
- The signer uploading a photo to their account profile
Correct answer: Automated technology that examines a government-issued ID for authenticity and matches it to the signer
Credential analysis uses automated software to verify that a government-issued ID is genuine, unaltered, and that the photo matches the person appearing on camera.
Question 5: Which government-issued IDs are commonly accepted for RON credential analysis?
- Driver's license, state ID card, and passport (Correct answer)
- Library card and student ID
- Social Security card and birth certificate
- Voter registration card and utility bill
Correct answer: Driver's license, state ID card, and passport
RON laws typically accept driver's licenses, state-issued ID cards, and passports as acceptable government-issued photo IDs for credential analysis.
Question 6: What must a notary do if the signer's live video image does not reasonably match the photo on their government-issued ID?
- Refuse to complete the notarization (Correct answer)
- Proceed but note the discrepancy in the journal
- Ask the signer to obtain a new ID and reschedule
- Contact the RON platform's support team to resolve the discrepancy
Correct answer: Refuse to complete the notarization
If the signer's appearance does not reasonably match their government-issued ID photo, the notary must refuse to perform the notarization to prevent potential fraud.
RON RON Signer Identity Verification 1
What are the two primary methods used to verify a signer's identity in a RON session?