RON RON Signer Identity Verification 2

Question 1

What is 'dynamic KBA' and how does it differ from 'static KBA'?

Accepted Answer

Dynamic KBA generates questions in real time from data sources; static KBA uses pre-set questions stored by the user

Answer

Dynamic KBA generates unique questions in real time by querying third-party public records databases, while static KBA relies on questions the user created in advance.

Question 2

How many KBA questions must a signer typically answer correctly to pass identity verification for RON?

Accepted Answer

A minimum threshold set by state law, often 4 out of 5 questions within a time limit

Answer

Most states require signers to correctly answer a minimum number of KBA questions (commonly 4 out of 5) within a specified time limit, such as two minutes.

Question 3

What is the purpose of 'liveness detection' technology in some advanced RON identity verification systems?

Accepted Answer

To confirm that the person on camera is a live human and not a photo, video, or deepfake

Answer

Liveness detection technology analyzes the video feed to confirm that the person presenting ID is a real, live human being rather than a photograph, pre-recorded video, or AI-generated deepfake.

Question 4

When a signer is unable to complete KBA due to a 'thin file' (insufficient public records), what alternative identity verification may some states allow?

Accepted Answer

In-person identity proofing before a commissioned notary prior to the RON session

Answer

Some states allow signers who cannot complete KBA due to insufficient public records to verify their identity in person before a notary prior to the remote session.

Question 5

Under RON rules, at what point in the session must identity verification be completed?

Accepted Answer

Before any documents are signed or notarized

Answer

Identity verification must be successfully completed before any notarial act is performed, ensuring the notary has confirmed the signer's identity prior to the signing.

RON - Remote Online Notary Practice Test

RON - Remote Online Notary Practice Test

RON RON Signer Identity Verification 2