CTC Study Guide 2026

Everything you need to pass the CTC exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

CTC exam key facts

The C.A.R. Certified Transaction Coordinator (CTC) is earned through a 5-course bundle, with an exam for each course rather than one single exam. Source
To earn the C.A.R. Certified Transaction Coordinator (CTC) certificate, candidates must complete each required course and pass its exam. Source
The C.A.R. Certified Transaction Coordinator (CTC) certification expires 2 years from the date it is awarded. Source

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📋 CTC Exam Format at a Glance

100

Questions

120 min

Time Limit

70.00%

Passing Score

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📚 CTC Topics to Study (69)

Client Communication & Customer Service · 9 cards Contract Review & Risk Management · 9 cards Real Estate Documentation & Compliance · 9 cards Transaction Management & Coordination · 9 cards Applied Methods and Techniques · 7 cards Applied Methods and Techniques · 7 cards Applied Methods and Techniques · 7 cards Applied Methods and Techniques · 7 cards Assessment and Evaluation · 7 cards Assessment and Evaluation · 7 cards Assessment and Evaluation · 7 cards Assessment and Evaluation · 7 cards Client Communication & Customer Service · 7 cards Client Communication & Customer Service · 7 cards Client Communication & Customer Service · 7 cards Client Communication & Customer Service · 7 cards Communication and Documentation · 7 cards Communication and Documentation · 7 cards Communication and Documentation · 7 cards Communication and Documentation · 7 cards Continuing Education Requirements · 7 cards Continuing Education Requirements · 7 cards Continuing Education Requirements · 7 cards Continuing Education Requirements · 7 cards Contract Review & Risk Management · 7 cards Contract Review & Risk Management · 7 cards Contract Review & Risk Management · 7 cards Contract Review & Risk Management · 7 cards Core Concepts and Principles · 7 cards Core Concepts and Principles · 7 cards

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✍️ Sample CTC Questions & Answers

1. Which communication habit is considered a best practice for TCs?

✓ Sending regular, proactive status updates to agents and clients at key milestones

Proactive milestone updates reduce anxiety, prevent surprises, and cut down on repetitive inquiries.

2. An unlicensed TC is asked to host an open house alone and answer buyers' questions about price. What is the issue?

✓ Discussing price and terms with prospects is licensed activity in most states

Providing property and price information to prospects in a sales capacity usually requires a license.

3. A preliminary title report shows an open mechanic's lien. What risk does this pose to the transaction?

✓ It clouds title and must be paid off or released before clear title can pass

Unresolved liens are encumbrances that must be cleared to deliver marketable title.

4. A first-time buyer seems overwhelmed by the process. What is the best customer-service approach for the TC?

✓ Break the process into simple steps, explain what's coming next, and check in at key milestones

Step-by-step guidance and milestone check-ins reduce anxiety for inexperienced clients.

5. A TC realizes they missed sending a contingency removal notice before the deadline. What is the ethical response?

✓ Promptly inform the agent of the error so they can address it with the client and other side

Honesty and prompt disclosure of errors protect clients and limit harm.

6. A TC wants to be paid directly from the closing statement. What must typically occur?

✓ The fee should be properly disclosed and comply with state license law and broker rules

Compensation paid at closing must be disclosed and lawful, and some states restrict paying unlicensed persons from commissions.

🎯 Free CTC Practice Tests

Real Estate Documentation & Compliance · 9 questions Client Communication & Customer Service · 9 questions Transaction Management & Coordination · 9 questions Contract Review & Risk Management · 9 questions Timeline Management & Deadline Tracking · 7 questions Contract Review & Risk Management · 7 questions Contract Review & Risk Management · 7 questions Timeline Management & Deadline Tracking · 7 questions Timeline Management & Deadline Tracking · 7 questions Contract Review & Risk Management · 7 questions

📖 CTC Guides & Articles

Your CTC Study Path

1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation

🃏 CTC Flashcards (477)🏆 CTC Exam Simulation

What Practice Test Geeks adds beyond an AI chat for CTC

An AI chatbot can quiz you, but it can't reproduce the exam conditions or keep your record. Here you get:

A timed, full-length CTC mock exam — 100 questions in 120 minutes with a 70% pass mark, modeled on the official exam's question count and time limit, followed by a score report broken down by exam domain.
A fixed CTC question bank: the same test every attempt, so your score is comparable from one try to the next instead of changing with every regenerated quiz.
Progress saved on your device: completed tests, scores and missed questions stay in My Progress, so you can retake only what you got wrong.
A printable CTC cheat sheet you can print or save as a PDF.
CTC flashcards built from the same question bank.
Free CTC practice tests with the correct answer shown after each question.

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How this page was made: written with AI tools. Exam facts are checked against the official sources listed below. Not reviewed by a subject-matter expert. Editorial policy

Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

car.org — Test delivery, eligibility, passing score, score release, score validity · verified Oct 2026
store.car.org — Exam format · verified Oct 2026