NSA Notarial Acts in Signings 2

Question 1

A borrower presents an expired state ID at a loan signing. What must the NSA do?

Accepted Answer

Refuse to proceed and ask for a valid, unexpired ID

Answer

Notaries must verify signer identity using current, unexpired government-issued ID; expired identification is not acceptable.

Question 2

Which notarial act requires the signer to personally appear AND make an oath or affirmation about the truthfulness of a document's contents?

Accepted Answer

Jurat

Answer

A jurat requires the signer to personally appear, sign in the notary's presence, and swear or affirm the contents are true.

Question 3

When completing a jurat, at what point must the signer sign the document?

Accepted Answer

In the notary's physical presence during the notarial act

Answer

A jurat requires the signer to sign in the notary's presence as part of the act, distinguishing it from an acknowledgment.

Question 4

An NSA is asked to notarize a document where the notarial certificate wording says 'subscribed and sworn before me.' Which act does this language indicate?

Accepted Answer

Jurat

Answer

'Subscribed and sworn before me' is the standard language indicating a jurat notarial act.

Question 5

A signer has a physical disability and cannot hold a pen. What is the proper procedure in most states?

Accepted Answer

Another person may sign at the signer's direction in the notary's presence

Answer

Most states allow a signature by proxy when the signer directs another person to sign on their behalf in the notary's presence.

(NSA) Notary Signing Agent Certification Practice Test

(NSA) Notary Signing Agent Certification Practice Test

NSA Notarial Acts in Signings 2