NSA NSA - Notary Signing Agent Signer Identification and Verification Questions and Answers

Question 1

Which form of identification is generally acceptable for verifying a signer's identity at a loan signing?

Accepted Answer

A current government-issued photo ID

Answer

A utility bill with the signer's name

Answer

A Social Security card

Answer

An employer ID badge

Question 2

What should an NSA do if a signer's name on the ID does not exactly match the name on the loan documents?

Accepted Answer

Proceed only if the discrepancy is minor and the signer can be reasonably identified

Answer

Refuse to proceed with the signing

Answer

White out the discrepancy on the documents

Answer

Call the lender immediately and cancel the appointment

Question 3

An expired driver's license is presented by a signer at a loan closing. What should the NSA do?

Accepted Answer

Refuse to notarize and request a valid ID

Answer

Accept it since the photo is still valid

Answer

Ask for a second form of ID to supplement it

Answer

Proceed and note the expiration in the journal

Question 4

Which personal knowledge standard may allow a notary to identify a signer without ID in some states?

Accepted Answer

The notary personally knows the signer

Answer

The signer provides a utility bill

Answer

Two witnesses vouch for the signer

Answer

The lender pre-approves the signer

Question 5

What is the purpose of recording identification information in the notary journal?

Accepted Answer

To create a legal record that supports the notarization and provides protection if the signing is later challenged

Answer

To share with the title company for their records

Answer

To comply with federal mortgage lending laws

Answer

To allow the lender to verify the signer's credit history

Question 6

A signer presents a foreign passport as identification. Is this generally acceptable for a loan signing notarization?

Accepted Answer

Yes, a foreign passport is a valid government-issued photo ID

Answer

No, only US-issued documents are acceptable

Answer

Only if accompanied by a green card or visa

Answer

Only if the lender pre-approves the foreign ID