NSA - Notary Signing Agent Notarial Acts in Signings Questions and Answers

Question 1

A borrower is signing an affidavit which includes a pre-printed notarial certificate.
The certificate language states that the signer personally appeared and was 'sworn to or affirmed' before the notary.
Which notarial act must the Notary Signing Agent perform?

Accepted Answer

Jurat

Answer

Acknowledgment

Answer

Certified Copy

Answer

Proof of Execution

Question 2

A Notary Signing Agent is conducting a signing in Clark County, Nevada. The Deed of Trust has a pre-printed notarial certificate with the venue listed as 'State of Arizona, County of Maricopa.' What is the appropriate action for the NSA to take?

Accepted Answer

Line through 'State of Arizona, County of Maricopa,' write in 'State of Nevada, County of Clark,' and initial the change.

Answer

Attach a new, loose certificate with the correct venue.

Answer

Refuse to notarize the document until the title company provides a corrected version.

Answer

Proceed with the notarization, as the property is located in Arizona.

Question 3

When completing a notarial journal for a loan signing with multiple notarized documents, which of the following is a critical component that must be recorded for EACH individual notarial act performed?

Accepted Answer

The type of notarial act (e.g., Acknowledgment) and the title of the document being notarized.

Answer

The loan number and the lender's name.

Answer

The signer's mailing address and phone number.

Answer

A single entry for the entire loan package to save time.

Question 4

During a signing, an elderly borrower seems hesitant and says, 'I'm only signing this because my nephew said it will help him, but I'm not sure what it all means.' This statement should cause the NSA to question which essential element of the notarial act?

Accepted Answer

The signer's willingness and awareness.

Answer

The signer's identity.

Answer

The validity of the notarial certificate.

Answer

The date of the document.

Question 5

A borrower calls an NSA for a loan signing. Upon arrival, the NSA finds that one of the two borrowers is not present. The borrower who is present has the absent spouse's signed documents and driver's license. What is the NSA's proper course of action for the absent signer's documents?

Accepted Answer

Refuse to notarize the signature of the person who is not physically present.

Answer

Notarize the signature after verifying the ID and receiving assurance from the present spouse.

Answer

Take the documents to the absent spouse's workplace to get the signature notarized later.

Answer

Videoconference the absent spouse on a smartphone to confirm their identity and consent.

Question 6

To properly complete a jurat for an affidavit, which of the following is a mandatory step for the Notary Signing Agent to perform?

Accepted Answer

Administer a verbal oath or affirmation to the signer.

Answer

Explain the legal implications of the affidavit to the signer.

Answer

Ensure the signer has already signed the document before the appointment.

Answer

Verify the signer's address against a utility bill.