NSA Notarial Acts in Signings 2

Question 1

A borrower presents an expired state ID at a loan signing. What must the NSA do?

Accepted Answer

Refuse to proceed and ask for a valid, unexpired ID

Answer

Accept it if the photo still resembles the signer

Answer

Contact the lender for guidance before proceeding

Answer

Use a credible witness to confirm identity instead

Question 2

Which notarial act requires the signer to personally appear AND make an oath or affirmation about the truthfulness of a document's contents?

Accepted Answer

Jurat

Answer

Acknowledgment

Answer

Copy certification

Answer

Signature witnessing

Question 3

When completing a jurat, at what point must the signer sign the document?

Accepted Answer

In the notary's physical presence during the notarial act

Answer

Before arriving at the signing appointment

Answer

At any time, as long as the document is brought to the notary

Answer

After the notary has already affixed the seal

Question 4

An NSA is asked to notarize a document where the notarial certificate wording says 'subscribed and sworn before me.' Which act does this language indicate?

Accepted Answer

Jurat

Answer

Acknowledgment

Answer

Certified copy

Answer

Protest

Question 5

A signer has a physical disability and cannot hold a pen. What is the proper procedure in most states?

Accepted Answer

Another person may sign at the signer's direction in the notary's presence

Answer

The NSA may sign on the signer's behalf with lender approval

Answer

The signing must be postponed until the signer can sign independently

Answer

The signer may use a rubber stamp signature instead

Question 6

What is the purpose of an acknowledgment in a real estate loan signing?

Accepted Answer

To confirm the signer willingly executed the document and is who they claim to be

Answer

To certify that the signer was under oath when signing

Answer

To certify that the document is a true copy of an original

Answer

To protest a dishonored negotiable instrument

Question 7

Which scenario would require the NSA to stop a signing immediately?

Accepted Answer

The borrower's identification does not match the name on the loan documents

Answer

The borrower asks questions about loan terms

Answer

The borrower refuses to sign one document but will sign the others

Answer

The signing takes longer than two hours