NJMVC Insurance and Registration 3

Question 1

What happens to your vehicle registration if your auto insurance is cancelled in New Jersey?

Accepted Answer

Your registration is automatically suspended

Answer

In NJ, if your insurance is cancelled, MVC is notified and your vehicle registration is automatically suspended.

Question 2

The NJ Standard auto insurance policy differs from the Basic policy primarily because it:

Accepted Answer

Includes mandatory bodily injury liability coverage

Answer

The Standard policy includes bodily injury liability coverage, which protects others if you injure them in an accident.

Question 3

Which of the following is considered proof of insurance acceptable to NJ law enforcement?

Accepted Answer

The physical insurance identification card

Answer

New Jersey accepts the physical insurance ID card as proof; some officers may also accept digital versions, but the card is the standard.

Question 4

In NJ, the 'right to sue' threshold on the Standard auto policy affects your ability to:

Accepted Answer

Sue another driver for pain and suffering

Answer

The lawsuit threshold on NJ Standard policies determines under what circumstances you may sue another driver for non-economic damages like pain and suffering.

Question 5

When transferring a vehicle to a family member in New Jersey, which fee is typically reduced or waived?

Accepted Answer

Sales tax on intra-family transfers

Answer

NJ allows certain intra-family vehicle transfers to be exempt from sales tax under specific qualifying conditions.

(NJMVC) New Jersey Motor Vehicle Commission Practice Test

(NJMVC) New Jersey Motor Vehicle Commission Practice Test

NJMVC Insurance and Registration 3