NJMVC Insurance and Registration

Question 1

Is auto insurance mandatory in New Jersey?

Accepted Answer

Yes, liability insurance is required for all registered vehicles

Answer

No, it is optional

Answer

Only for commercial vehicles

Answer

Only for vehicles less than 5 years old

Question 2

What happens if you are caught driving without insurance in New Jersey?

Accepted Answer

License suspension, fines, and community service

Answer

A verbal warning

Answer

A small fine only

Answer

Nothing for the first offense

Question 3

How often must vehicles be inspected in New Jersey?

Accepted Answer

Every 2 years for new registrations, varying for others

Answer

Every year

Answer

Every 6 months

Answer

Only when sold

Question 4

What is New Jersey's minimum liability insurance requirement?

Accepted Answer

15/30/5 (bodily injury per person/per accident/property damage in thousands)

Answer

25/50/25

Answer

100/300/100

Answer

No minimum is set

Question 5

What is PIP coverage in New Jersey auto insurance?

Accepted Answer

Personal Injury Protection covering medical expenses regardless of fault

Answer

Property Insurance Plan

Answer

Premium Insurance Protection

Answer

Private Investment Policy

Question 6

Where can you register a vehicle in New Jersey?

Accepted Answer

At an MVC agency or online through the MVC website

Answer

Only at a dealership

Answer

At any police station

Answer

Only by mail