NJMVC Insurance and Registration 3

Question 1

What happens to your vehicle registration if your auto insurance is cancelled in New Jersey?

Accepted Answer

Your registration is automatically suspended

Answer

Nothing changes immediately

Answer

You have 30 days to obtain new insurance

Answer

You must surrender your license plates only

Question 2

The NJ Standard auto insurance policy differs from the Basic policy primarily because it:

Accepted Answer

Includes mandatory bodily injury liability coverage

Answer

Costs less than the Basic policy

Answer

Eliminates the need for PIP coverage

Answer

Only covers vehicles less than 5 years old

Question 3

Which of the following is considered proof of insurance acceptable to NJ law enforcement?

Accepted Answer

The physical insurance identification card

Answer

A photo of your insurance card on your phone

Answer

A written note from your insurance agent

Answer

Your bank statement showing premium payments

Question 4

In NJ, the 'right to sue' threshold on the Standard auto policy affects your ability to:

Accepted Answer

Sue another driver for pain and suffering

Answer

Register your vehicle

Answer

Cancel your policy early

Answer

Transfer your registration to another owner

Question 5

When transferring a vehicle to a family member in New Jersey, which fee is typically reduced or waived?

Accepted Answer

Sales tax on intra-family transfers

Answer

Title transfer fee

Answer

Registration renewal fee

Answer

Insurance premium

Question 6

An NJ driver who is found operating without insurance faces a fine of up to:

Accepted Answer

$1,000

Answer

$100

Answer

$300

Answer

$5,000

Question 7

What color are New Jersey standard passenger vehicle license plates?

Accepted Answer

White background with blue letters

Answer

Blue background with yellow letters

Answer

Yellow background with blue letters

Answer

Green background with white letters