Insurance and Registration Flashcards
7 cards from real NJMVC practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Insurance and Registration flashcards as text
What happens to your vehicle registration if your auto insurance is cancelled in New Jersey?
Answer: Your registration is automatically suspended
In NJ, if your insurance is cancelled, MVC is notified and your vehicle registration is automatically suspended.
The NJ Standard auto insurance policy differs from the Basic policy primarily because it:
Answer: Includes mandatory bodily injury liability coverage
The Standard policy includes bodily injury liability coverage, which protects others if you injure them in an accident.
Which of the following is considered proof of insurance acceptable to NJ law enforcement?
Answer: The physical insurance identification card
New Jersey accepts the physical insurance ID card as proof; some officers may also accept digital versions, but the card is the standard.
In NJ, the 'right to sue' threshold on the Standard auto policy affects your ability to:
Answer: Sue another driver for pain and suffering
The lawsuit threshold on NJ Standard policies determines under what circumstances you may sue another driver for non-economic damages like pain and suffering.
When transferring a vehicle to a family member in New Jersey, which fee is typically reduced or waived?
Answer: Sales tax on intra-family transfers
NJ allows certain intra-family vehicle transfers to be exempt from sales tax under specific qualifying conditions.
An NJ driver who is found operating without insurance faces a fine of up to:
Answer: $1,000
Driving without insurance in NJ can result in a fine of up to $1,000 for a first offense, plus license suspension.
What color are New Jersey standard passenger vehicle license plates?
Answer: White background with blue letters
Standard NJ passenger vehicle plates feature a white background with blue letters and the Garden State graphic.