ND Notary Common Notarial Documents 3

Question 1

A North Dakota notary is presented with a mortgage document that has blank spaces in the body of the text. What should the notary do?

Accepted Answer

Refuse to notarize until all blanks are filled in

Answer

North Dakota notaries should not notarize incomplete documents with blank spaces, as this creates risk of fraudulent alterations after notarization.

Question 2

What is the purpose of a subordination agreement that a notary may be asked to notarize?

Accepted Answer

It establishes the priority order of liens on a property

Answer

A subordination agreement changes the priority ranking of liens, typically making one lien subordinate (lower priority) to another.

Question 3

A North Dakota notary is asked to notarize a healthcare directive (living will). The signer mentions they are unsure if they want to sign. How should the notary proceed?

Accepted Answer

Refuse to notarize because the signer lacks the required willingness

Answer

A notary must refuse to notarize if the signer does not appear willing and voluntarily ready to sign the document.

Question 4

Which notarial act is most appropriate when notarizing an adoption consent form in North Dakota, where the signer must swear to the facts contained within?

Accepted Answer

Jurat

Answer

A jurat is appropriate when the signer must swear or affirm under oath that the contents of the document are true, which is required for consent forms involving sworn facts.

Question 5

A commercial lease agreement brought for notarization has the landlord's signature already on it, but the landlord is not present. The tenant is present and ready to sign. What should the notary do?

Accepted Answer

Notarize only the tenant's signature since they are personally present

Answer

The notary can only notarize the signature of the party who personally appears — the tenant's signature can be notarized, but not the absent landlord's.

(ND Notary) North Dakota Notary Exam Practice Test

(ND Notary) North Dakota Notary Exam Practice Test

ND Notary Common Notarial Documents 3