ND Notary Common Notarial Documents 3

Question 1

A North Dakota notary is presented with a mortgage document that has blank spaces in the body of the text. What should the notary do?

Accepted Answer

Refuse to notarize until all blanks are filled in

Answer

Complete the blanks using information provided verbally by the signer

Answer

Notarize the document and note the blanks in the journal

Answer

Cross out the blanks and initial them before notarizing

Question 2

What is the purpose of a subordination agreement that a notary may be asked to notarize?

Accepted Answer

It establishes the priority order of liens on a property

Answer

It transfers property ownership from one party to another

Answer

It releases a borrower from a personal guarantee on a loan

Answer

It certifies that a property inspection has been completed

Question 3

A North Dakota notary is asked to notarize a healthcare directive (living will). The signer mentions they are unsure if they want to sign. How should the notary proceed?

Accepted Answer

Refuse to notarize because the signer lacks the required willingness

Answer

Encourage the signer to proceed since the document is revocable

Answer

Notarize the document and note the signer's hesitation in the journal

Answer

Ask the signer's family members to help persuade them

Question 4

Which notarial act is most appropriate when notarizing an adoption consent form in North Dakota, where the signer must swear to the facts contained within?

Accepted Answer

Jurat

Answer

Acknowledgment

Answer

Copy certification

Answer

Apostille

Question 5

A commercial lease agreement brought for notarization has the landlord's signature already on it, but the landlord is not present. The tenant is present and ready to sign. What should the notary do?

Accepted Answer

Notarize only the tenant's signature since they are personally present

Answer

Refuse to notarize any part of the document since one party is absent

Answer

Notarize both signatures since the landlord's signature appears genuine

Answer

Contact the landlord by phone to verify their signature remotely

Question 6

What distinguishes a 'warranty deed' from a 'quitclaim deed' in North Dakota?

Accepted Answer

A warranty deed includes the grantor's guarantee of clear title; a quitclaim deed conveys only whatever interest the grantor has

Answer

A warranty deed is used only for commercial property; a quitclaim deed is for residential

Answer

A warranty deed must be notarized; a quitclaim deed does not require notarization

Answer

A warranty deed transfers mineral rights; a quitclaim deed transfers surface rights only

Question 7

A North Dakota notary is asked to notarize a financial power of attorney for an elderly person. During the appointment, the notary suspects the signer may be under duress. What is the correct action?

Accepted Answer

Refuse to perform the notarization

Answer

Notarize the document but add a note about the suspected duress

Answer

Complete the notarization and report suspicions to authorities afterward

Answer

Ask the person accompanying the signer to leave, then re-evaluate