MHIC Study Guide 2026

The arbitration clause must state *whether* the arbitrator's findings are binding, but it is not required that they must be. The clause must also name the arbitrator, disclose any fees, and state that a Guaranty Fund claim will be stayed pending arbitration.

Reinstating a lapsed MHIC license requires a new application, payment of fees, and any unlicensed work performed during the lapse may result in additional penalties.

The IRC requires a minimum ceiling height of 7 feet (84 inches) for habitable rooms. While many builders choose 8 or 9 feet for comfort, the code minimum is 7 feet.

Maryland may grant waivers for equivalent experience or licensure, but it must be formally reviewed and approved by the Commission.

A continuous strip footing (also called a continuous wall footing) runs the full length beneath a load-bearing wall, distributing the wall's load evenly along the soil. Isolated spread footings support individual columns or posts, not continuous walls. Pile and raft foundations are used in specialized conditions not typical for residential interior walls.

Maryland law requires a home improvement contract to include the approximate start date and completion date (or time frame) for the project. This is one of several mandatory provisions under the MHIA designed to protect consumers.