Practice Test Geeks(MHIC) Maryland Home Improvement Contractor Practice Test
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MD Home Improvement Law Flashcards

7 cards from real MHIC practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 MD Home Improvement Law flashcards as text

  1. A homeowner asks a contractor to start work immediately and skip the written contract. Under Maryland law, the contractor should:

    Answer: Refuse to begin without a written contract if the job exceeds $250

    Maryland law requires a written contract for jobs over $250, and the contractor cannot legally waive this requirement even at the homeowner's request.

  2. Under Maryland's Home Improvement Law, what information is NOT required to appear in a home improvement contract?

    Answer: Contractor's Social Security Number

    A contractor's Social Security Number is not required in a Maryland home improvement contract; the MHIC license number is required instead.

  3. A subcontractor performs electrical work on a home improvement project in Maryland without being licensed. Who bears primary legal responsibility?

    Answer: The general contractor who hired the subcontractor

    The licensed general contractor is responsible for ensuring all subcontractors comply with Maryland licensing requirements.

  4. The Maryland Home Improvement Guaranty Fund is funded primarily by:

    Answer: Fees paid by licensed contractors

    The Guaranty Fund is financed through fees assessed on Maryland-licensed home improvement contractors.

  5. A contractor's MHIC license has lapsed for 6 months. To reinstate it, the contractor must:

    Answer: Apply for reinstatement, pay fees, and may face penalties for unlicensed work during the lapse

    Reinstating a lapsed MHIC license requires a new application, payment of fees, and any unlicensed work performed during the lapse may result in additional penalties.

  6. Under Maryland law, which of the following constitutes an unfair or deceptive trade practice by a home improvement contractor?

    Answer: Misrepresenting the contractor's qualifications or license status to a homeowner

    Misrepresenting qualifications or license status is classified as an unfair or deceptive trade practice under Maryland's Consumer Protection Act and Home Improvement Law.

  7. A Maryland home improvement contract is signed on a Monday at the homeowner's residence. The homeowner has the right to cancel without penalty until:

    Answer: Midnight of the third business day after signing

    Under Maryland's Home Solicitation Sales Act, homeowners have three business days to cancel a contract signed at their home without penalty.

How this page was made: written with AI tools and published by Nathan Beja, founder of Practice Test Geeks, who is responsible for its content. Exam facts are checked against the official sources listed below. Not reviewed by a subject-matter expert. Editorial policy

Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

  1. dsd.maryland.gov — Fees · verified Oct 2026
  2. labor.maryland.gov — Renewal, test delivery, eligibility, fees, exam format, passing score, registration, retake policy, score validity · verified Oct 2026