Geico Assessment Test Customer Service 2

Question 1

What is uninsured motorist coverage?

Accepted Answer

Coverage that protects you if you are hit by a driver who has no insurance

Answer

Uninsured motorist coverage pays for your injuries and damages when the at-fault driver has no insurance or cannot be identified (hit-and-run).

Question 2

What does comprehensive coverage protect against?

Accepted Answer

Damage from non-collision events like theft, vandalism, weather, fire, and animal strikes

Answer

Comprehensive covers damage to your vehicle from events other than collisions, including theft, fire, flood, hail, falling objects, and animal strikes.

Question 3

What is the difference between liability and collision coverage?

Accepted Answer

Liability covers damage you cause to others; collision covers damage to your own vehicle from accidents

Answer

Liability pays for injuries and property damage you cause to others. Collision pays for damage to your own vehicle regardless of fault.

Question 4

What factors typically affect auto insurance premiums?

Accepted Answer

Driving record, age, location, vehicle type, coverage levels, credit score, and mileage

Answer

Insurance premiums are calculated using multiple risk factors including your driving history, demographics, where you live, what you drive, and how much coverage you want.

Question 5

What is a multi-policy discount?

Accepted Answer

A discount for bundling different types of insurance policies (auto + home) with the same company

Answer

Multi-policy (or bundling) discounts reward customers who carry multiple types of insurance with the same company, such as auto and homeowners.

Geico Assessment Test Practice Test

Geico Assessment Test Practice Test

Geico Assessment Test Customer Service 2