Geico Insurance

Question 1

"Comprehensive coverage" includes everything except ?

Accepted Answer

Collision damage to your vehicle

Answer

Being hit by/being hit by an animal

Answer

Theft

Answer

Natural catastrophes

Question 2

What exactly does "Bodily Injury (BI) Liability" involve?

Accepted Answer

It compensates people who have been injured or killed in an accident for which you are legally responsible.

Answer

It covers your medical bills for any accident, whether you are legally responsible or not.

Answer

It compensates for property damage caused by an accident caused by your vehicle for which you are legally liable.

Answer

It protects you, your family, and your passengers in the event of an accident, regardless of fault.

Question 3

Which of the following factors does NOT affect your insurance premium?

Accepted Answer

The color of the vehicle

Answer

Driving history and experience

Answer

The driver's age

Answer

Vehicle security features

Question 4

If you don't own a car, you don't need car insurance.

Accepted Answer

False

Answer

True

Question 5

Which of the following is a benefit of GEICO's "Emergency Roadside Service"?

Accepted Answer

All of the above

Answer

Jumping a dead car battery

Answer

Using your spare tire to replace a flat tire

Answer

Getting gas delivered when your tank is empty

Answer

Contacting a locksmith after being locked out of your car

Question 6

How does "Accident Forgiveness" work?

Accepted Answer

When you are not charged a surcharge for your first at-fault accident and can keep any good driver discounts you have earned.

Answer

When you are involved in an accident that was not your fault and your insurance company does not lower your rates.

Answer

When you have two accidents in two months and your insurance company forgives the second.

Answer

When you collide with another vehicle and both of you decide there isn't enough damage to file a claim.

Question 7

What precisely is a "Personal Umbrella Policy"?

Accepted Answer

It provides liability protection in addition to your auto and homeowners policies up to the limit you specify.

Answer

It shields your vehicle from flood damage.

Answer

It allows you to use your auto liability on your home if your homeowner's liability runs out, and vice versa.

Answer

It protects you and your passengers in the event of an at-fault accident.