CMCA Study Guide 2026

Everything you need to pass the CMCA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 CMCA Exam Format at a Glance

120

Questions

120 min

Time Limit

70.00%

Passing Score

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📚 CMCA Topics to Study (94)

Beginner's · 11 cards Knowledge · 11 cards MCQ · 11 cards Assessments and Collections · 7 cards Assessments and Collections · 7 cards Assessments and Collections · 7 cards Assessments and Collections · 7 cards Beginner's · 7 cards Beginner's · 7 cards Beginner's · 7 cards Beginner's · 7 cards Budgeting and Reserve Studies · 7 cards Budgeting and Reserve Studies · 7 cards Budgeting and Reserve Studies · 7 cards Budgeting and Reserve Studies · 7 cards Communication and Community Relations · 7 cards Communication and Community Relations · 7 cards Communication and Community Relations · 7 cards Contracting and Vendor Management · 7 cards Contracting and Vendor Management · 7 cards Contracting and Vendor Management · 7 cards Contracting and Vendor Management · 7 cards Ethics and Professional Conduct · 7 cards Ethics and Professional Conduct · 7 cards Ethics and Professional Conduct · 7 cards Ethics and Professional Conduct · 7 cards Financial Reporting and Controls · 7 cards Financial Reporting and Controls · 7 cards Financial Reporting and Controls · 7 cards Financial Reporting and Controls · 7 cards

See all 94 topics as flashcards →

✍️ Sample CMCA Questions & Answers

1. What does running with the land mean in the context of CC&Rs?

✓ The CC&Rs bind not only current owners but also all future owners of the property

Running with the land means the CC&Rs are attached to the property itself. Every future buyer is automatically bound by them at purchase regardless of whether they agreed to them personally.

2. Which of the following is an example of a common area in a planned unit development?

✓ The community swimming pool and surrounding deck

Common areas are property owned or maintained by the association for the use and benefit of all residents, such as pools, clubhouses, parks, and roads within the community.

3. The board performs its fiduciary duties by:

✓ Establishing internal controls.

The board fulfills its fiduciary duties by acting in the best financial and operational interests of the association and its members. Establishing robust internal controls, such as financial policies, approval processes, and oversight mechanisms, is a critical way to meet this duty. These controls safeguard the association's assets, ensure accurate financial reporting, and prevent fraud or mismanagement, demonstrating responsible governance.

4. Funds held in an association's reserve account should be:

✓ Kept in a separate, clearly designated account to prevent accidental spending on operating expenses

Reserve funds must be kept in a separate account segregated from operating funds to prevent misuse and ensure the money is available for its intended capital replacement purposes.

5. A community association newsletter is BEST used to:

✓ Build community spirit, share upcoming events, and highlight policy reminders in a friendly format

Newsletters are informal communication tools best suited for building community engagement and sharing general information, not for formal legal notices.

6. In a condominium, limited common elements are best described as:

✓ Common area elements assigned for the exclusive use of one or more but not all unit owners such as a balcony or parking space

Limited common elements are part of the common property but are designated for the exclusive use of specific units such as a balcony, patio, or assigned parking space rather than being available to all owners.

🎯 Free CMCA Practice Tests

Knowledge · 11 questions Beginner's · 11 questions MCQ · 11 questions Risk Management and Insurance · 7 questions Risk Management and Insurance · 7 questions Communication and Community Relations · 7 questions Communication and Community Relations · 7 questions Communication and Community Relations · 7 questions Risk Management and Insurance · 7 questions Risk Management and Insurance · 7 questions

📖 CMCA Guides & Articles

Your CMCA Study Path

1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation

🃏 CMCA Flashcards (630)🏆 CMCA Exam Simulation

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