Practice Test GeeksCMCA - Certified Manager of Community Associations Practice Test
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Beginner's Flashcards

7 cards from real CMCA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Beginner's flashcards as text

  1. Which document typically establishes a homeowners association (HOA) as a legal entity?

    Answer: Articles of Incorporation

    The Articles of Incorporation filed with the state create the HOA as a legal corporate entity.

  2. A community association manager receives a homeowner complaint about a neighbor's barking dog. What is the FIRST appropriate step?

    Answer: Verify whether the association's governing documents address pet noise violations

    The manager must first determine whether the governing documents grant the association authority to act on pet noise complaints.

  3. What is a quorum in the context of HOA board meetings?

    Answer: The minimum number of members needed to conduct official business

    A quorum is the minimum percentage or number of members required to be present for a meeting to legally conduct business.

  4. Which type of insurance protects HOA board members from personal liability for decisions made in their official capacity?

    Answer: Directors and Officers (D&O) insurance

    Directors and Officers insurance specifically protects board members from personal financial loss due to decisions made while serving the association.

  5. A community association's reserve fund is primarily used for what purpose?

    Answer: Funding future major repairs and replacements of common elements

    Reserve funds are set aside to cover the cost of major capital repairs and replacements, such as roofs or parking lots, when they reach end of life.

  6. Which federal law requires community associations to make reasonable accommodations for residents with disabilities?

    Answer: Fair Housing Act

    The Fair Housing Act prohibits discrimination and requires associations to provide reasonable accommodations and modifications for people with disabilities.

  7. What is the primary purpose of an HOA's annual budget?

    Answer: To plan and control the association's income and expenses for the coming year

    The annual budget is a financial plan that estimates revenues and expenditures, ensuring the association can fund its operations and obligations.

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Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

  1. camicb.org — Eligibility, exam format, retake fee · verified Oct 2026
  2. camicb.org — Test delivery, fees, passing score · verified Oct 2026