CFP Regulatory Compliance & Legal Framework 2

Question 1

A fitness professional posts before-and-after client photos on social media without written consent. This primarily violates which legal principle?

Accepted Answer

Client privacy and consent rights

Answer

Using client images without written consent violates privacy rights and can expose the trainer to civil liability.

Question 2

Under ADA (Americans with Disabilities Act), a fitness facility must provide reasonable accommodations to members with disabilities unless doing so would cause:

Accepted Answer

Undue hardship to the business

Answer

The ADA requires reasonable accommodations unless they impose undue hardship — meaning significant difficulty or expense — on the business.

Question 3

A trainer works as an independent contractor at a gym. If a client is injured, the gym's liability exposure is generally:

Accepted Answer

Potentially reduced but not necessarily eliminated

Answer

Independent contractor status may reduce a gym's vicarious liability, but courts examine actual control over work to determine true employment status.

Question 4

Which federal law governs the privacy of health information held by covered entities such as fitness facilities that handle medical records?

Accepted Answer

HIPAA

Answer

HIPAA (Health Insurance Portability and Accountability Act) governs the privacy and security of individually identifiable health information.

Question 5

A personal trainer who makes specific claims that their program will cure a client's chronic disease is potentially violating:

Accepted Answer

FTC regulations against false health claims

Answer

The FTC prohibits deceptive or unsubstantiated health claims in advertising, and trainers making curative claims risk regulatory action.

(CFP) Certified Fitness Professional Practice Test

(CFP) Certified Fitness Professional Practice Test

CFP Regulatory Compliance & Legal Framework 2