CDMS Study Guide 2026

Everything you need to pass the CDMS exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 CDMS Exam Format at a Glance

150
Questions
210 min
Time Limit
70.00%
Passing Score

📚 CDMS Topics to Study (21)

✍️ Sample CDMS Questions & Answers

1. Any diminished, missing, or lost bodily or mental function
Disability

Disability refers to any lost, absent, or impaired physical or mental function that affects a person's ability to perform daily activities and participate fully in society.

2. What is 'contact stress' as an ergonomic risk factor?
Concentrated pressure on body tissue from hard surfaces or edges during work tasks

Contact stress occurs when hard surfaces or edges press on soft tissue (tendons, nerves, blood vessels), impairing circulation and increasing injury risk.

3. What does an 'experience modification factor' (EMR or e-mod) measure in workers' compensation insurance?
An employer's claim history compared to industry average losses

The EMR compares an employer's actual losses to expected losses for its industry, rewarding good safety performance with lower premiums.

4. What is subrogation in the context of workers' compensation?
The insurer's right to recover money paid from a liable third party

Subrogation allows the workers' compensation insurer to sue a negligent third party to recover benefits already paid to the injured worker.

5. A disability management specialist determines that an injured worker cannot return to their previous occupation due to permanent restrictions. The NEXT step is to:
Conduct a transferable skills analysis and labor market survey to identify feasible alternative occupations

When the prior occupation is no longer feasible, the specialist conducts a TSA and labor market survey to identify alternative jobs consistent with the worker's restrictions and skills.

6. Under the Americans with Disabilities Act (ADA), what is a 'reasonable accommodation'?
A modification or adjustment that enables a qualified person with a disability to perform essential job functions

A reasonable accommodation is any change to the work environment or job that enables a qualified employee with a disability to perform essential functions.

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Your CDMS Study Path
1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation