CERs Background Screening & Verification 4

Question 1

What is the significance of the 'seven-year rule' under the FCRA for non-conviction criminal records?

Accepted Answer

Non-conviction records generally may not be reported beyond 7 years for positions below a salary threshold

Answer

The FCRA's 7-year reporting limitation on non-conviction records applies to positions below a salary threshold (currently ~$75,000 annually), with some state laws being stricter.

Question 2

A staffing agency places contractors at a client site. Who bears responsibility for FCRA compliance when the agency runs background checks?

Accepted Answer

The staffing agency as the employer of record

Answer

The staffing agency, as the entity ordering the consumer report and employing the contractor, carries primary FCRA compliance responsibility.

Question 3

A background check reveals a candidate has a bankruptcy from 4 years ago. Under the FCRA, for how long can bankruptcies be reported?

Accepted Answer

10 years

Answer

Bankruptcies may be reported for up to 10 years under the FCRA, longer than most other adverse financial items.

Question 4

Which best describes 'continuous monitoring' in the context of background screening?

Accepted Answer

Ongoing automated alerts when a current employee's records change post-hire

Answer

Continuous monitoring uses automated services to alert employers when new criminal, driving, or other records are added to a current employee's file after the initial hire check.

Question 5

An employer uses a background check policy that results in 50% of Black applicants being disqualified versus 10% of white applicants. This is an example of:

Accepted Answer

Disparate impact

Answer

Disparate impact occurs when a neutral policy disproportionately excludes a protected class, even without discriminatory intent.

(CERs) Certified Ethical Recruiters Practice Test

(CERs) Certified Ethical Recruiters Practice Test

CERs Background Screening & Verification 4