CCP Property Damage Estimation 2

Question 1

When preparing a repair estimate for a fire-damaged structure, which cost category typically represents the largest single line item?

Accepted Answer

Structural framing and sheathing repairs

Answer

Structural framing and sheathing repairs generally constitute the largest cost in fire-damaged structures because fire compromises load-bearing elements requiring extensive material and labor.

Question 2

An adjuster is estimating water damage from a burst pipe. The affected drywall is 9 feet tall. Which measurement technique is most accurate for calculating replacement square footage?

Accepted Answer

Calculate full wall square footage minus openings

Answer

Full wall square footage minus door and window openings gives the most accurate drywall replacement quantity because water damage typically requires full-wall replacement to match texture and finish.

Question 3

The Xactimate pricing database updates local material and labor costs on what frequency?

Accepted Answer

Monthly

Answer

Xactimate's price list updates monthly to reflect regional market fluctuations in materials and labor, ensuring estimates remain current.

Question 4

A roofing contractor's bid includes a 15% overhead and profit markup. Under standard CCP estimation practices, this markup is applied to which cost base?

Accepted Answer

Combined direct material and labor costs

Answer

Overhead and profit is traditionally applied to combined direct material and labor costs, representing the contractor's cost to manage, finance, and profit from the project.

Question 5

During a hail damage roof inspection, an adjuster finds functional damage only on 3 of 24 squares. How should the estimate be structured?

Accepted Answer

Replace only the damaged slope(s) where functional damage exists

Answer

Standard practice is to replace the slope(s) containing functional hail damage rather than isolated squares or the full roof, balancing betterment concerns with proper indemnification.

(CCP) Certified Claims Professional Practice Test

(CCP) Certified Claims Professional Practice Test

CCP Property Damage Estimation 2