CCP Study Guide 2026
Everything you need to pass the CCP exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 CCP Exam Format at a Glance
📚 CCP Topics to Study (80)
✍️ Sample CCP Questions & Answers
1. An insured signs a lease clause releasing the landlord from liability before the loss. How does this typically affect the insurer's subrogation rights?
Pre-loss contractual waivers of subrogation signed by the insured generally extinguish the insurer's right to subrogate against that party.
2. A property claimant rejects the adjuster's scope of loss and demands an independent appraisal. The adjuster's communication response should:
Most property policies include an appraisal provision; acknowledging it and explaining the process demonstrates good faith and policy compliance.
3. A claimant's pre-existing degenerative disc disease is aggravated by a work-related lifting incident. Under the 'aggravation' rule, the employer is generally liable for:
Under the aggravation rule, the employer takes the worker as they are; if work worsens a pre-existing condition, the employer is liable for the entire resulting disability.
4. What is an Independent Medical Examination (IME)?
An IME is conducted by a physician chosen by the insurance company to independently evaluate the injured worker's condition, treatment, disability level, and ability to return to work.
5. When negotiating a bodily injury settlement, an adjuster should anchor the negotiation by:
A low but defensible opening anchor sets a psychological reference point that shapes the final settlement range.
6. A claimant's vehicle was damaged in an accident caused by an uninsured driver. Under the insured's UM/UIM coverage, what must the adjuster typically establish?
UM/UIM claims require the adjuster to confirm the at-fault driver lacked insurance and was legally liable for the accident before coverage applies.