SGI SGI Auto Insurance Fundamentals

Question 1

Who provides basic automobile insurance (plate insurance) in Saskatchewan?

Accepted Answer

SGI (Saskatchewan Government Insurance)

Answer

Private insurance companies

Answer

The federal government

Answer

Individual municipalities

Question 2

What does SGI's basic plate insurance (AUTOPAC) cover?

Accepted Answer

Third-party liability, accident benefits, and uninsured motorist protection

Answer

Only collision damage

Answer

Only fire and theft

Answer

Comprehensive coverage for all risks

Question 3

What is the minimum third-party liability coverage included in Saskatchewan's basic plate insurance?

Accepted Answer

$200,000

Answer

$50,000

Answer

$1,000,000

Answer

$500,000

Question 4

What does 'no-fault insurance' mean in Saskatchewan's context?

Accepted Answer

Injured parties receive benefits from SGI regardless of who caused the accident

Answer

Nobody is found at fault for any accident

Answer

At-fault drivers are never penalized

Answer

Fault is determined after benefits are paid out

Question 5

What is the purpose of the SGI Safety Rating?

Accepted Answer

To reward safe drivers with discounts and penalize at-fault drivers with surcharges

Answer

To determine vehicle registration fees only

Answer

To score driving tests

Answer

To assess vehicle safety inspection results

Question 6

What is the consequence of driving without valid SGI plate insurance in Saskatchewan?

Accepted Answer

Significant fines, vehicle impoundment, and suspension of registration

Answer

A verbal warning only

Answer

A minor fine with no other consequences

Answer

Loss of driving privileges for life