SGI Cheat Sheet 2026

The 30 highest-yield SGI facts, distilled from real exam questions. Print it, save it as a PDF, or study it here — free, no sign-up.

1. A broken yellow centre line indicates: → Passing is permitted when safe
2. When a tractor and a semitrailer are coupled, → adjustments should be made if the connection seems loose
3. What is the minimum distance in advance you must signal before making a turn in Saskatchewan? → 30 metres
4. When you encounter a funeral procession on a Saskatchewan road, you should: → Yield and do not cut through or split the procession
5. Who provides basic automobile insurance (plate insurance) in Saskatchewan? → SGI (Saskatchewan Government Insurance)
6. What is the correct method for descending a long steep grade with air brakes? → Select a low gear before descending and use steady light brake applications
7. What is the most important adjustment a driver should make when driving in adverse winter conditions in Saskatchewan? → Increase following distance and reduce speed to match road conditions
8. What does a double solid yellow centre line mean? → Passing is prohibited in both directions
9. What is a deductible in auto insurance? → The amount the insured pays out-of-pocket before insurance covers the rest
10. What is a brake adjustment check, and why is it critical? → Verifying push rod travel is within limits to ensure effective brake application
11. How many total stages does SGI's Graduated Driver Licensing (GDL) program consist of? → 3 stages
12. What does a flashing green traffic light at a signalized intersection in Saskatchewan indicate to a driver? → You have priority and may proceed or turn left while oncoming traffic faces a red
13. What is the purpose of the ELD (Electronic Logging Device) in commercial vehicles? → To automatically record hours of service and duty status data
14. There is no liability insurance if a car is registered as 5000 KG GVW but weighs 6000 KG in reality. → TRUE
15. What is hydroplaning and how can a driver recover from it? → Loss of traction on wet roads; ease off the throttle and steer straight
16. What is the purpose of the Saskatchewan Graduated Licence Program for motorcycle riders? → To progressively build skills before full unsupervised riding privileges
17. What is the minimum time a driver must hold a Class 7 (novice) licence before becoming eligible for the Class 5 road test in Saskatchewan? → 24 months
18. What is subrogation in the context of SGI claims? → SGI's right to recover costs from the at-fault party after paying a claim
19. What should a new motorcycle rider do if the rear wheel skids? → Keep the brake applied and steer straight until stopped
20. What is the recommended action when driving through a large puddle or flooded area? → Slow down, drive through at a slow steady speed, and gently test brakes afterward
21. When should a motorcyclist ride in the left portion of a lane? → When approaching an intersection to increase visibility
22. What is the minimum third-party liability coverage included in Saskatchewan's basic plate insurance? → $200,000
23. When should a driver activate four-way hazard lights? → When the vehicle is stopped on or near the road creating a hazard to other traffic
24. When approaching a railway crossing with flashing warning lights and/or lowering gates in Saskatchewan, you must: → Stop at least 15 metres from the nearest rail
25. What is a driver's typical reaction time? → 0.75 Seconds
26. What does 'countersteering' mean for motorcycles traveling above 20 km/h? → Pushing the handlebar forward on the side you want to turn toward
27. What is the default speed limit on Saskatchewan provincial highways unless otherwise posted? → 100 km/h
28. When a stop sign has a painted stop line, what should you do? → Come to a complete stop before the stop line
29. How should a motorcycle rider approach a curve on an unfamiliar road? → Enter wide, slow down before the curve, and accelerate through the exit
30. What does a yield sign require of a driver? → Slow down and give right-of-way to other traffic