SAAQ Demerit Point System 3 — Questions and Answers
Question 1: A driver with a full Quebec licence accumulates 12 demerit points. What action does the SAAQ take?
- Sends a warning letter only
- Suspends the licence immediately for 3 months
- Requires a driver improvement course (Correct answer)
- Revokes the licence permanently
Correct answer: Requires a driver improvement course
At 12 points, the SAAQ requires the driver to complete a driver improvement course to retain their licence.
Question 2: How many demerit points are added for making an illegal U-turn in Quebec?
- 2 points (Correct answer)
- 3 points
- 4 points
- 6 points
Correct answer: 2 points
An illegal U-turn results in 2 demerit points on the driver's record.
Question 3: Which statement best describes how demerit points affect a Quebec driver's insurance premiums?
- Points have no effect on insurance in Quebec because it is a public system
- Points automatically increase premiums with every point added
- Points can result in higher contributions to the SAAQ auto insurance fund (Correct answer)
- Only points from criminal convictions affect insurance
Correct answer: Points can result in higher contributions to the SAAQ auto insurance fund
In Quebec's public auto insurance system, accumulating demerit points can lead to higher annual contributions to the SAAQ.
Question 4: A new driver in Quebec's graduated licensing system (Classe 5) receives a suspension for the first time. How long is it?
- 1 month
- 3 months
- 6 months (Correct answer)
- 12 months
Correct answer: 6 months
A probationary driver's first suspension upon reaching 4 demerit points lasts 3 months.
Question 5: How many demerit points does speeding between 30 and 44 km/h over the posted limit add in Quebec?
- 3 points
- 4 points
- 6 points (Correct answer)
- 9 points
Correct answer: 6 points
Exceeding the speed limit by 30 to 44 km/h results in 6 demerit points.
Question 6: What is the maximum number of demerit points a full-licence Quebec driver can accumulate before their licence is suspended?
- 12 points
- 15 points (Correct answer)
- 18 points
- 20 points
Correct answer: 15 points
A full-licence holder faces suspension upon reaching 15 or more demerit points within the 24-month period.
Question 7: Which of the following results in 4 demerit points in Quebec?
- Improper passing
- Failing to yield to a pedestrian in a crosswalk (Correct answer)
- Running a stop sign
- Driving with faulty brakes
Correct answer: Failing to yield to a pedestrian in a crosswalk
Failing to yield to a pedestrian at a crosswalk carries 4 demerit points because it directly endangers vulnerable road users.
SAAQ Demerit Point System 3
A driver with a full Quebec licence accumulates 12 demerit points.
What action does the SAAQ take?