SAAQ Cheat Sheet 2026

The 30 highest-yield SAAQ facts, distilled from real exam questions. Print it, save it as a PDF, or study it here — free, no sign-up.

1. What does Quebec’s public auto insurance cover? → Personal injury claims.
2. What is a deductible in auto insurance? → The amount paid before insurance coverage kicks in.
3. A white rectangular sign with 'CÉDER LE PASSAGE' in Quebec means: → Yield the right of way to other traffic
4. On a multilane highway in Quebec, what does a green arrow pointing down above a lane mean? → The lane is open and available for use
5. What is the legal blood alcohol concentration (BAC) limit for fully licensed drivers in Quebec? → 0.08%.
6. When must drivers stop for a school bus in Quebec? → When the bus has flashing red lights.
7. Which of the following statements about sharing the road with city buses in Quebec is TRUE? → It is recommended to stop at least 5 metres behind a city bus when it stops.
8. What should a driver do when approaching a flashing yellow traffic light? → Slow down and proceed with caution.
9. What does a sign with an arrow curved to the right indicate? → The road curves to the right ahead
10. Which of the following statements about passing another vehicle is TRUE according to Quebec's Highway Safety Code? → You may cross a solid single or double yellow line to pass a farm tractor.
11. According to the Quebec Highway Safety Code, what is the minimum distance you must leave between your parked vehicle and a fire hydrant? → 3 metres
12. What color are warning signs in Quebec? → Yellow and black
13. When operating a motor vehicle in Quebec, which of the following documents must a driver be able to produce for a peace officer upon request? → Driver's licence, vehicle registration certificate, and proof of insurance.
14. What is the legal blood alcohol concentration (BAC) limit for new drivers in Quebec? → 0.00%
15. Which maneuver is prohibited at an intersection unless otherwise indicated? → Making a right turn on red in Montreal.
16. A red octagonal sign with the word 'ARRÊT' means: → Stop completely before proceeding
17. What is the penalty for using a handheld mobile device while driving in Quebec? → A fine and demerit points.
18. How does Quebec’s no-fault insurance system work? → All injury claims are covered by the SAAQ, regardless of fault.
19. What is the minimum required auto insurance coverage in Quebec? → $50,000.
20. When must a vehicle undergo a mandatory mechanical inspection in Quebec? → Only when requested by the SAAQ.
21. What should a driver do first at the scene of an accident with injuries in Quebec? → Ensure the safety of the scene and call 911 immediately
22. What is the minimum age to apply for a learner’s permit in Quebec? → 16 years old.
23. A white diamond painted on a lane on the roadway surface typically designates: → A reserved lane such as for buses, carpools, or cyclists
24. A sign showing a truck on a downward slope in Quebec warns drivers of: → A steep downgrade requiring careful speed control
25. In Quebec, what does a green traffic light arrow indicate? → Drivers may proceed in the direction of the arrow even if opposing traffic is present
26. What does a solid double yellow centre line mean in Quebec? → Passing is prohibited in both directions
27. What should you do immediately after being involved in a minor car accident? → Exchange information and document the accident.
28. According to Quebec's Highway Safety Code, during which period are winter tires mandatory for most passenger vehicles? → From December 1 to March 15
29. What is the legal blood alcohol concentration (BAC) limit for a fully licensed driver aged 25 in Quebec? → 0.08 (80 mg/100 ml)
30. A 'X' railroad crossing sign (crossbuck) with flashing red lights means: → Stop and wait until no train is visible for a safe distance