Practice Test GeeksOMVIC (Ontario Motor Vehicle Industry Council) Practice Test
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OMVIC Trade-Ins, Liens and Vehicle Registration Flashcards

7 cards from real OMVIC practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 OMVIC Trade-Ins, Liens and Vehicle Registration flashcards as text

  1. What is the term for a vehicle title in Ontario that has been designated due to significant damage, flood, or write-off?

    Answer: A branded title

    A 'branded title' in Ontario indicates the vehicle has been designated — for example, as irreparable, salvage, or rebuilt — due to significant damage or total loss.

  2. A consumer purchases a vehicle from a private seller without obtaining a UVIP. Who bears the risk of any undisclosed lien discovered after the sale?

    Answer: The buyer, since purchasing without a UVIP means they assumed the risk of unknown encumbrances

    Buyers who skip the UVIP in private transactions assume the risk of unknown liens; the UVIP is specifically designed to protect buyers from post-sale lien surprises.

  3. Under the MVDA 2002, which statement about 'as is' vehicle sales by registered dealers is correct?

    Answer: An 'as is' sale still requires the dealer to disclose all known material defects in writing

    Even in 'as is' transactions, dealers must disclose all known material defects; the 'as is' designation does not waive the dealer's duty of honesty.

  4. Which document must a private seller in Ontario provide to the buyer at the time of a used vehicle sale?

    Answer: A Used Vehicle Information Package (UVIP)

    Ontario law requires private sellers to provide the buyer with a UVIP from ServiceOntario at the time of the sale.

  5. A vehicle lien registered under the PPSA is 'perfected' when:

    Answer: The lender files the security interest registration in the PPSA registry

    A security interest in personal property (including vehicles) is perfected under the PPSA when the creditor registers the interest in Ontario's Personal Property Registry.

  6. If a dealer sells a vehicle to a consumer and fails to pay out an outstanding lien as agreed, the lender can:

    Answer: Repossess the vehicle from the buyer since the lien remains legally registered against the vehicle

    A registered lien travels with the vehicle; if the dealer fails to pay it out, the lender retains the right to repossess the vehicle from the new owner.

  7. Under Ontario's Highway Traffic Act, when are licence plates returned to the seller versus transferred in a vehicle sale?

    Answer: In private sales, plates belong to the seller and are retained; in dealer sales, plates are handled per buyer instruction

    In Ontario, licence plates are registered to the owner, not the vehicle; in a private sale, the seller retains their plates and the buyer must obtain new plates upon registration.