Under New York law, what is the 'serious injury' threshold for non-economic damages in automobile accident cases?
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A
Insurance Law § 5102(d) requires the plaintiff to prove a 'serious injury' as defined by statute to recover non-economic damages
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B
There is no threshold; all accident victims may recover non-economic damages
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C
The threshold requires hospitalization for at least 48 hours
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D
Only permanent injuries qualify for any compensation