NSA Notarial Procedures 2

Question 1

A signer presents a passport that expired 6 months ago as identification. What should the notary do?

Accepted Answer

Reject it and require a currently valid government-issued ID

Answer

Notaries must require currently valid, unexpired government-issued photo identification at the time of notarization.

Question 2

When completing a jurat, the notary must ensure the signer:

Accepted Answer

Only swears or affirms the document's contents are true

Answer

A jurat requires the signer to swear or affirm under oath that the document's contents are true, in the notary's presence.

Question 3

Which situation would require the notary to refuse to notarize a document?

Accepted Answer

The document contains blank spaces that have not been filled in

Answer

Notaries must refuse to notarize documents containing unfilled blank spaces, as blanks could later be filled with unauthorized content.

Question 4

In a loan signing, the Right of Rescission gives borrowers how many business days to cancel a refinance transaction?

Accepted Answer

3 business days

Answer

Federal law under TILA grants borrowers 3 business days to rescind a refinance loan on their primary residence.

Question 5

A notary's journal entry should be completed:

Accepted Answer

At the time of notarization, not later

Answer

Journal entries should be made contemporaneously at the time of the notarial act to ensure accuracy.

(NSA) Notary Signing Agent Certification Practice Test