NSA Ethics and Best Practices 2

Question 1

A borrower asks the NSA to hold onto a signed but undated document until the rescission period expires before dating it. What should the NSA do?

Accepted Answer

Refuse, as backdating or forward-dating documents is fraudulent

Answer

An NSA must never manipulate document dates; doing so constitutes fraud regardless of who requests it.

Question 2

During a signing, the NSA discovers the borrower's name on the documents is spelled differently than on their government-issued ID. What is the correct action?

Accepted Answer

Contact the title company or lender to resolve the discrepancy before completing the signing

Answer

Name discrepancies must be reported to the hiring party so they can issue corrected documents rather than risk a defective closing.

Question 3

Which behavior best demonstrates an NSA's commitment to impartiality?

Accepted Answer

Witnessing signatures without advising the signer on whether to sign

Answer

An impartial NSA facilitates the signing process without influencing the signer's decision to execute documents.

Question 4

An NSA is offered a $100 tip by a grateful borrower after a smooth signing. What is the most ethical response?

Accepted Answer

Decline and explain that tips could create the appearance of a conflict of interest

Answer

Accepting gratuities beyond the agreed fee can compromise the NSA's neutrality and create ethical concerns.

Question 5

A borrower reveals during a signing that they are under significant financial pressure and feel forced to sign. How should the NSA respond?

Accepted Answer

Stop the signing, inform the borrower they may choose not to sign, and notify the hiring party

Answer

A signer who may be signing under duress raises a willingness concern; the NSA must halt and report rather than proceed.

(NSA) Notary Signing Agent Certification Practice Test

(NSA) Notary Signing Agent Certification Practice Test

NSA Ethics and Best Practices 2