NSA NSA - Notary Signing Agent Signer Identification and Verification Questions and Answers 1

Question 1

Which form of identification is generally acceptable for verifying a signer's identity at a loan signing?

Accepted Answer

A current government-issued photo ID

Answer

A current government-issued photo ID, such as a driver's license or passport, is the standard acceptable form of identification for a notary signing agent.

Question 2

What should an NSA do if a signer's name on the ID does not exactly match the name on the loan documents?

Accepted Answer

Proceed only if the discrepancy is minor and the signer can be reasonably identified

Answer

Minor name discrepancies (such as a middle name versus middle initial) may be acceptable if the signer can still be reasonably identified, but the NSA should note the discrepancy and contact the hiring company if uncertain.

Question 3

An expired driver's license is presented by a signer at a loan closing. What should the NSA do?

Accepted Answer

Refuse to notarize and request a valid ID

Answer

An expired ID does not satisfy the requirement for a current, valid government-issued photo ID, so the NSA should refuse to notarize until a valid ID is presented.

Question 4

Which personal knowledge standard may allow a notary to identify a signer without ID in some states?

Accepted Answer

The notary personally knows the signer

Answer

Some state laws allow a notary to notarize based on personal knowledge of the signer if the notary knows the individual well enough to confirm their identity.

Question 5

What is the purpose of recording identification information in the notary journal?

Accepted Answer

To create a legal record that supports the notarization and provides protection if the signing is later challenged

Answer

Recording ID details in the notary journal creates an official, verifiable record that can protect the NSA and support the validity of the notarization if ever questioned.

(NSA) Notary Signing Agent Certification Practice Test

(NSA) Notary Signing Agent Certification Practice Test

NSA NSA - Notary Signing Agent Signer Identification and Verification Questions and Answers 1