NSA - Notary Signing Agent Managing the Signing Assignment Questions and Answers 1

Question 1

Upon accepting a signing assignment, which of the following is the most critical set of information for the Notary Signing Agent to confirm immediately with the contracting company?

Accepted Answer

Signing location, appointment time, contact information for the signer, and the agreed-upon fee.

Answer

Immediately upon acceptance, the NSA must confirm all logistical details required to perform the assignment. This includes where to go, when to be there, who to contact, and the fee for the service. The other options are either confidential information the NSA does not need or details outside the NSA's control.

Question 2

An NSA arrives at a signing for a refinance. The borrower's spouse, who is not on the loan, is present and asks to review the Closing Disclosure to "make sure the numbers are right." What is the appropriate action for the NSA?

Accepted Answer

Ask the borrower for their explicit permission to allow their spouse to view the document.

Answer

Loan documents contain Non-public Personal Information (NPPI). The NSA has a duty to protect this information. However, the borrower (the owner of that information in this context) can grant permission for a third party, like their spouse, to view the documents. The NSA should not make this decision unilaterally but defer to the borrower's consent.

Question 3

When preparing for a signing, the NSA receives a 150-page PDF loan package. The contracting company's instructions do not specify printing requirements. What is the industry best practice for printing these documents?

Accepted Answer

Print the package on a mix of letter and legal-sized paper as formatted in the PDF, defaulting to letter size if unsure.

Answer

Loan packages are frequently a mix of letter and legal-sized pages. The best and most professional practice is to use a printer (preferably a dual-tray laser printer) that can print each page on the correct paper size as designated in the PDF file. Printing everything on one size or double-sided can lead to document rejection.

Question 4

An NSA arrives at a signing appointment and is greeted by the borrower's son, who states he will be signing on his father's behalf using a Power of Attorney (POA). The NSA was not informed of this arrangement beforehand. What is the NSA's immediate course of action?

Accepted Answer

Halt the signing and immediately contact the contracting company for instructions.

Answer

The use of a Power of Attorney must be pre-approved by the lender and title company. An NSA cannot unilaterally decide to accept a POA at the table. This is a significant change to the signing, and the NSA must stop and contact the hiring entity to receive guidance and approval before proceeding.

Question 5

During a signing, the borrower notices their middle name is misspelled on the Promissory Note and refuses to sign until it is corrected. What is the NSA's proper line of communication to resolve this issue?

Accepted Answer

Contact the contracting company that hired them, explain the issue, and await instructions.

Answer

The Notary Signing Agent's primary point of contact is the company that hired them for the assignment. The NSA should report the document error to the contracting company, which will then coordinate with the title company or lender to provide a resolution, such as sending corrected documents. The NSA should not alter documents or direct the borrower to other parties.

(NSA) Notary Signing Agent Certification Practice Test

(NSA) Notary Signing Agent Certification Practice Test

NSA - Notary Signing Agent Managing the Signing Assignment Questions and Answers 1