What does the Life and Health Insurance exam cover?

The Life and Health Insurance license exam covers life insurance types (term, whole life, universal, variable), health insurance plans (HMO, PPO, EPO, HDHP), annuities (fixed, variable, indexed), policy provisions (grace period, incontestability, beneficiary designations), deductibles, copays, coinsurance, and state-specific insurance regulations. The exam tests both product knowledge and applicable laws.

What is the format of the Life and Health Insurance exam?

The Life and Health Insurance license exam typically consists of approximately 150 multiple-choice questions and must be completed within 2.5 hours, though the exact number of questions and time limit can vary by state. Many states administer the exam through Pearson VUE or PSI testing centers. Some states offer separate Life and Health exams, while others combine them into a single combined exam.

What is the passing score for the Life and Health Insurance exam?

Most states require a passing score of 70% on the Life and Health Insurance license exam, though this can vary slightly by state. Scores are usually reported immediately at the testing center. If you do not pass, most states allow you to retake the exam after a waiting period, typically 24 hours to several days depending on your state's requirements.

How much pre-licensing education is required before the exam?

Most states require 20 to 40 hours of approved pre-licensing education before you can sit for the Life and Health Insurance exam. Some states may require more—California, for example, requires 52 hours for a Life, Accident, and Health license. Pre-licensing courses cover the same topics as the exam and can be completed online or in a classroom setting through state-approved providers.

Does a Life and Health Insurance license transfer to other states?

Yes, many states offer license reciprocity for insurance agents. If you hold an active license in your home state, you may be eligible to obtain a non-resident license in another state without retaking the full exam. The requirements for reciprocity vary by state. You typically need to apply for a non-resident license through the other state's Department of Insurance and pay the applicable fees.

Life & Health Insurance Exam 2026 June

📗 Prepare for the how do i get my life and health insurance license certification. Practice questions covering all exam domains with explanations and

Life & Health Insurance Exam By Katherine LeeJun 3, 202632 min read

Life & Health Insurance Practice Test Questions

Prepare for the Life & Health Insurance Exam exam with our free practice test modules. Each quiz covers key topics to help you pass on your first try.

Life & Health Insurance Life and Health In...

Life & Health Insurance Exam Questions covering Life and Health Insurance Assessment. Master Life & Health Insurance Test concepts for certification prep.

Life & Health Insurance Life and Health In...

Free Life & Health Insurance Practice Test featuring Life and Health Insurance Guide Exam. Improve your Life & Health Insurance Exam score with mock test prep.

Life & Health Insurance Life and Health In...

Life & Health Insurance Mock Exam on Life and Health Insurance MCQ. Life & Health Insurance Study Guide questions to pass on your first try.

Life & Health Insurance Life And Health In...

Life & Health Insurance Test Prep for Life And Health Insurance Practice. Practice Life & Health Insurance Quiz questions and boost your score.

Life & Health Insurance Life and Health In...

Life & Health Insurance Questions and Answers on Life and Health Insurance Random. Free Life & Health Insurance practice for exam readiness.

Life & Health Insurance Life and Health In...

Life & Health Insurance Mock Test covering Life and Health Insurance Trivia. Online Life & Health Insurance Test practice with instant feedback.

Life & Health Insurance Annuities and Reti...

Free Life & Health Insurance Quiz on Annuities and Retirement Plans. Life & Health Insurance Exam prep questions with detailed explanations.

Life & Health Insurance Exam Claims and Be...

Life & Health Insurance Practice Questions for Exam Claims and Benefits. Build confidence for your Life & Health Insurance certification exam.

Life & Health Insurance Exam Premium Calcu...

Life & Health Insurance Test Online for Exam Premium Calculations and Tax Treatment. Free practice with instant results and feedback.

Life & Health Insurance Health Insurance F...

Life & Health Insurance Study Material on Health Insurance Fundamentals. Prepare effectively with real exam-style questions.

Life & Health Insurance Insurance Regulati...

Free Life & Health Insurance Test covering Insurance Regulation and Ethics. Practice and track your Life & Health Insurance exam readiness.

Life & Health Insurance Policy Provisions ...

Life & Health Insurance Exam Questions covering Policy Provisions and Riders. Master Life & Health Insurance Test concepts for certification prep.

Life & Health Insurance Types of Life Poli...

Free Life & Health Insurance Practice Test featuring Types of Life Policies. Improve your Life & Health Insurance Exam score with mock test prep.

Life & Health Insurance Underwriting and R...

Life & Health Insurance Mock Exam on Underwriting and Risk Classification. Life & Health Insurance Study Guide questions to pass on your first try.

Cigna Health And Life Insurance Company

Cigna is an international insurance company that provides health, life, and accident coverages. Its headquarters are in Bloomfield, Connecticut, and it operates in more than 30 countries. It was founded in 1982 when two old companies merged.

The company’s global network embraces over 1 million physicians and healthcare professionals, as well as 68,000 pharmacies. Its product offerings include individual and family health insurance plans, Medicare Advantage, and supplemental insurance products.

It also sells group health insurance policies through employers and provides an accelerated death benefit rider to cover the cost of final expenses in the event of a terminal illness.

Many Cigna policies include access to telehealth providers, which allow members to receive medical advice or treatment remotely without going to the doctor’s office. This service is free for most of the company’s individual and family plans.

Cigna’s customer service is top-notch, and it provides 24-hour phone support. Its website is also a good resource for finding answers to questions, and it has several sections that explain the ins and outs of health insurance.

What is Standard Life Health Insurance?	Standard Life Health Insurance (SLHI) is a comprehensive health insurance certification program designed for insurance professionals. It validates knowledge in health insurance principles, policy administration, claims processing, and regulatory compliance across the insurance industry.
Who needs SLHI certification?	Insurance agents, brokers, underwriters, and claims adjusters working in health insurance need SLHI certification. Many employers require it for professional advancement, and it demonstrates expertise in health insurance regulations and practices.
How long does SLHI certification last?	SLHI certification remains valid for three years from the date of issuance. Professionals must complete continuing education requirements and renew their certification before expiration to maintain active status in the field.
What are the prerequisites for SLHI?	Most SLHI programs require at least one year of health insurance industry experience or completion of approved pre-certification coursework. Some providers may accept relevant bachelor's degrees as qualifying prerequisites for the certification exam. For related exam prep, try our Property and Casualty Insurance practice test.

What is Standard Life Health Insurance?

Standard Life Health Insurance (SLHI) is a comprehensive health insurance certification program designed for insurance professionals. It validates knowledge in health insurance principles, policy administration, claims processing, and regulatory compliance across the insurance industry.

Who needs SLHI certification?

Insurance agents, brokers, underwriters, and claims adjusters working in health insurance need SLHI certification. Many employers require it for professional advancement, and it demonstrates expertise in health insurance regulations and practices.

How long does SLHI certification last?

SLHI certification remains valid for three years from the date of issuance. Professionals must complete continuing education requirements and renew their certification before expiration to maintain active status in the field.

What are the prerequisites for SLHI?

Most SLHI programs require at least one year of health insurance industry experience or completion of approved pre-certification coursework. Some providers may accept relevant bachelor's degrees as qualifying prerequisites for the certification exam. For related exam prep, try our Property and Casualty Insurance practice test.

✓Confirm your exam appointment and location
✓Bring required identification documents
✓Arrive 30 minutes early to check in
✓Read each question carefully before answering
✓Flag difficult questions and return to them later
✓Manage your time — don't spend too long on one question
✓Review flagged questions before submitting

Life Vs Health Insurance - Life & Health Insurance Exam study guide

📄Free Life Health Insurance Practice Test PDF

Us Health And Life Insurance - Life & Health Insurance Exam study guide

Life & Health Insurance Exam: Pros and Cons

✅Pros

+how to get life and health insurance license — life & Health Insurance Exam exam preparation strengthens your knowledge across all domains
+Passing the exam proves competency to employers and clients
+Study materials and practice tests are widely available
+Exam-based credentials are portable across states and employers
+Clear exam objectives help focus your study plan effectively

❌Cons

−Exam anxiety can affect performance — practice tests help reduce it
−Registration fees are non-refundable if you miss your test date
−Limited retake opportunities may apply with waiting periods
−Exam content updates periodically — use current study materials
−Testing center availability may require advance scheduling

Life & Health Insurance Questions and Answers

Life and Health Insurance License: How to Get Licensed

Life and Health Insurance Exam: Complete Study Guide and Pre

Life and Health Insurance License Practice Test PDF (Free Pr

How to Get a Life and Health Insurance License: Step-by-Step

About the Author

Katherine LeeMBA, CPA, PHR, PMP

Business Consultant & Professional Certification Advisor

Wharton School, University of Pennsylvania

Katherine Lee earned her MBA from the Wharton School at the University of Pennsylvania and holds CPA, PHR, and PMP certifications. With a background spanning corporate finance, human resources, and project management, she has coached professionals preparing for CPA, CMA, PHR/SPHR, PMP, and financial services licensing exams.