IBPS Data Interpretation and Analysis 4

Question 1

A caselets states: A cooperative bank had 12,000 customers in January. By June, the count grew by 25%. How many new customers joined between January and June?

Accepted Answer

3,000

Answer

New customers = 25% of 12,000 = 3,000.

Question 2

From a stacked bar chart, total NPAs of Bank A are ₹900 crore: Substandard 40%, Doubtful 35%, Loss 25%. How much are Doubtful Assets?

Accepted Answer

₹315 crore

Answer

Doubtful = 35% of 900 = ₹315 crore.

Question 3

A table shows bank-wise CASA ratio (%): Bank A=42, B=38, C=45, D=35, E=50. Which bank has the highest CASA ratio and what is the difference from the lowest?

Accepted Answer

Bank E; 15%

Answer

Bank E has the highest at 50% and Bank D has the lowest at 35%; difference = 15%.

Question 4

A line chart shows quarterly profits (₹ lakh): Q1=80, Q2=60, Q3=100, Q4=120. What is the percentage share of Q3 profit in the annual total?

Accepted Answer

27.78%

Answer

Annual total = 360; Q3 share = 100/360 × 100 ≈ 27.78%.

Question 5

Data shows two loan products: Product X at 12% per annum simple interest on ₹50,000 for 2 years; Product Y at 10% per annum on ₹60,000 for 2 years. Which generates more interest?

Accepted Answer

Product Y

Answer

X: 50000×12%×2 = ₹12,000; Y: 60000×10%×2 = ₹12,000 — they are equal.

IBPS - Institute of Banking Personnel Selection Practice Test

IBPS - Institute of Banking Personnel Selection Practice Test

IBPS Data Interpretation and Analysis 4