IBPS Data Interpretation and Analysis 4 — Questions and Answers
Question 1: A caselets states: A cooperative bank had 12,000 customers in January. By June, the count grew by 25%. How many new customers joined between January and June?
- 2,500
- 3,000 (Correct answer)
- 3,500
- 4,000
Correct answer: 3,000
New customers = 25% of 12,000 = 3,000.
Question 2: From a stacked bar chart, total NPAs of Bank A are ₹900 crore: Substandard 40%, Doubtful 35%, Loss 25%. How much are Doubtful Assets?
- ₹300 crore
- ₹315 crore (Correct answer)
- ₹320 crore
- ₹330 crore
Correct answer: ₹315 crore
Doubtful = 35% of 900 = ₹315 crore.
Question 3: A table shows bank-wise CASA ratio (%): Bank A=42, B=38, C=45, D=35, E=50. Which bank has the highest CASA ratio and what is the difference from the lowest?
- Bank E; 15% (Correct answer)
- Bank C; 10%
- Bank E; 12%
- Bank A; 7%
Correct answer: Bank E; 15%
Bank E has the highest at 50% and Bank D has the lowest at 35%; difference = 15%.
Question 4: A line chart shows quarterly profits (₹ lakh): Q1=80, Q2=60, Q3=100, Q4=120. What is the percentage share of Q3 profit in the annual total?
- 27.78% (Correct answer)
- 28.57%
- 25%
- 30%
Correct answer: 27.78%
Annual total = 360; Q3 share = 100/360 × 100 ≈ 27.78%.
Question 5: Data shows two loan products: Product X at 12% per annum simple interest on ₹50,000 for 2 years; Product Y at 10% per annum on ₹60,000 for 2 years. Which generates more interest?
- Product X
- Product Y (Correct answer)
- Both equal
- Cannot be determined
Correct answer: Product Y
X: 50000×12%×2 = ₹12,000; Y: 60000×10%×2 = ₹12,000 — they are equal.
Question 6: A frequency table shows loan default rates by age group: 18-25: 8%, 26-35: 5%, 36-45: 3%, 46-55: 4%, 56+: 6%. Which two age groups combined have the lowest average default rate?
- 26-35 and 36-45 (Correct answer)
- 36-45 and 46-55
- 26-35 and 46-55
- 18-25 and 36-45
Correct answer: 26-35 and 36-45
26-35 (5%) and 36-45 (3%) average 4%, the lowest of any pair.
Question 7: A caselet: Bank deposits grew from ₹2,000 crore to ₹2,500 crore. Loans grew from ₹1,600 crore to ₹2,080 crore. By how many percentage points did loan growth exceed deposit growth?
- 2 pp
- 4 pp
- 5 pp (Correct answer)
- 6 pp
Correct answer: 5 pp
Deposit growth = 25%; Loan growth = 30%; difference = 5 percentage points.
IBPS Data Interpretation and Analysis 4
A caselets states: A cooperative bank had 12,000 customers in January.
By June, the count grew by 25%.
How many new customers joined between January and June?