The HI module is taken by insurance agents, broker staff and FA representatives who advise on or arrange health insurance in Singapore. This page gives you free practice sets by topic, a map of the official content areas, worked examples with explanations, a study plan and answers to common questions about the exam.
Facts verified Oct 26, 2026 against Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa. Dates that have passed are removed automatically.
| Item | Detail | Official source |
|---|---|---|
| Number of questions | 50 multiple-choice questions | Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa |
| Retake policy | Unlimited resits | Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa |
| Delivery | Computer Screen Examination (CSE) in English, held daily on weekdays | Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa |
| Eligibility | Required for insurance agents, broker staff and FA representatives who advise on or arrange health insurance | mas.gov.sg |
| Score release | Immediately after the computer-screen exam | Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa |
| Testing window | Every weekday, all year | Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa |
Facts verified Oct 26, 2026 against Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa. Dates that have passed are removed automatically.
Interactive HI Health Insurance resources on PracticeTestGeeks, free to start:
According to Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa, “is required to pass the health insurance module conducted by the Singapore College of Insurance (SCI).”[2] Practice with the free HI Health Insurance practice test on PracticeTestGeeks (7 questions with answer explanations).
The HI module is the health insurance exam run by the Singapore College of Insurance (SCI). It exists because MAS Notice 117, issued by the Monetary Authority of Singapore, requires a person who advises on or arranges health insurance to pass the health insurance module conducted by SCI. In practice that covers insurance agents, broker staff and FA representatives.
The exam is a Computer Screen Examination (CSE) in English. SCI holds it daily on weekdays, so there is no single sitting to wait for. It has 50 multiple-choice questions, and candidates receive their result immediately on finishing the computer-screen exam.
There is no limit on the number of times a candidate can sit the exam, so a failed attempt does not end your route to the module. Each attempt still costs you time, so it is worth preparing properly before you book.
This page does not state a pass mark, time limit or fee, because they are not in the facts we have checked. Confirm them on the SCI exam details page for HI before you book, along with any change to the syllabus. Our practice questions are written by us with AI tools. They are not real exam questions and they do not predict what you will see.
The content areas below are copied from the official HI content outline published by Singapore College of Insurance (SCI), which runs the exam under MAS Notice 117 issued by the Monetary Authority of Singa. The right-hand column shows which of our practice sets covers it.
| Official content area | Practice on this site |
|---|---|
| Chapter 1 - Overview Of Healthcare Environment In Singapore[1] | HI Healthcare System Overview Practise how the healthcare system is organised and funded, and how national schemes sit alongside private insurance. |
| Chapter 2 - Medical Expense Insurance[1] | HI MediShield Life Practise how basic and integrated plans differ, what they pay for, and why premiums are reviewed over time. |
| Chapter 3 - Group Hospital And Surgical Insurance[1] | HI Claims and Procedures Practise how claims are submitted and assessed, since group cover is tested through who is covered and how benefits are paid. |
| Chapter 4 - Disability Income Insurance[1] | Mixed practice tests above We have no dedicated set for this area yet, so work from the official outline and write your own notes on how income replacement benefits are triggered. |
| Chapter 5 - Long-Term Care Insurance[1] | HI Critical Illness and Long-Term Care Ins... Practise the difference between critical illness cover and long-term care cover, and what condition or need triggers each. |
Prepare for the HI - Health Insurance Singapore exam with our free practice test modules. Each quiz covers key topics to help you pass on your first try.
These are practice questions written for this site, not questions from the real exam. Each explanation shows why the right answer is right and why the others are wrong.
Question: What is 'medical inflation' and how does it affect IP premium sustainability in Singapore?
Answer: B. The tendency for healthcare costs to rise faster than general inflation due to new technologies, aging populations, and demand-side factors, creating upward pressure on IP premiums over time
Explanation:
The correct answer is that medical inflation is the tendency for healthcare costs to rise faster than general inflation, driven by new technologies, ageing populations and demand-side factors. That is why premiums for integrated plans come under upward pressure over time and need regular review.
The first option is wrong because the pressure is not limited to government hospital costs. The option blaming only insurer profit-seeking is wrong because cost growth has several causes, not a single one. The last option is wrong because younger policyholders sit in the same pool, so rising claims costs affect what they pay too.
Rule to remember: when an option says a cause or effect is only one thing or only one group, be suspicious. Cost pressure in health insurance is broad and has more than a single driver.
Question: Which of the following conditions is NOT covered under the LIA Singapore standard critical illness framework?
Answer: C. Severe Influenza with Respiratory Failure
Explanation:
The correct answer is Severe Influenza with Respiratory Failure, because it is not a condition in the standard critical illness framework. Even when influenza leads to serious complications, it is still treated as a common illness rather than a defined critical illness.
Major Cancer, Heart Attack of Specified Severity and Stroke with Permanent Neurological Deficit are all conditions the framework does cover. Notice that each of those carries a severity or permanence qualifier built into its name. Those qualifiers are how a critical illness definition separates a payable event from an ordinary one.
Rule to remember: a critical illness policy pays for named conditions that meet a stated definition. A serious complication of an everyday illness does not become a listed condition just because it is severe.
Question: What is the Healthier SG programme's approach to chronic disease prevention?
Answer: B. Enrolling residents with a family doctor for regular health plans, preventive screenings, lifestyle coaching, and early intervention before diseases develop
Explanation:
The correct answer is that Healthier SG enrols residents with a family doctor, who sets up regular health plans, preventive screenings, lifestyle coaching and early intervention before disease develops. The programme is about keeping people well and catching problems early.
Treating diseases only after diagnosis is wrong because it describes the reverse of a prevention approach. Providing only medication is wrong because it leaves out screening, coaching and planning. Only hospital-based treatment is wrong because the model moves care into the community, with a regular family doctor as the anchor.
Rule to remember: Healthier SG is a prevention and continuity-of-care programme. Any option that reduces it to treatment alone, medication alone or hospital care alone is describing something else.
Start with the official content areas from SCI and read each chapter heading against our topic map above, so you know which areas have a matching practice set and which you must cover from the official material alone.
Take the free HI practice test cold to see where you stand. Then work through the topic sets that match your weakest areas, such as MediShield Life, Integrated Shield Plans and Claims and Procedures.
Repeat the weak topics until your answers come from understanding rather than from recognising our wording. Our questions are not real exam questions, so the aim is knowledge of the syllabus, not memorising items. Before you book, check the SCI exam details page for the current format and any updates.
The HI exam has 50 multiple-choice questions, according to the SCI exam details page. We have not verified the time limit or pass mark, so check the SCI page for those before you book.
MAS Notice 117 requires insurance agents, broker staff and FA representatives who advise on or arrange health insurance to pass the health insurance module conducted by the Singapore College of Insurance. If you are unsure whether your role counts, ask your principal or compliance contact.
SCI conducts the English Computer Screen Examination (CSE) daily on weekdays, so you can sit it on any weekday through the year. Check the SCI booking pages for the slots actually open on the day you want.
Candidates receive their HI result immediately on completing the computer-screen exam, according to the SCI results document. You do not need to wait for a results letter after the sitting.
Yes. SCI states that there is no limit on the number of times a candidate can sit for an examination. Use your result to find weak topics, practise those, and rebook when you are ready.
No. Our practice questions are written by us with AI tools and are not real exam questions. They help you test your understanding of the topics in the official outline, but they do not show what will appear on the day.