HI Healthcare System Overview

Question 1

What is the '3M' framework in Singapore's healthcare financing?

Accepted Answer

Medisave, MediShield Life, and Medifund — the three layers of healthcare financing

Answer

Medicare, Medicaid, and MedSupp

Answer

Three types of medicine

Answer

Three types of medical facilities

Question 2

What is Medisave in Singapore's CPF system?

Accepted Answer

A mandatory medical savings account within CPF that can be used for hospitalisation expenses, approved outpatient treatments, and insurance premiums

Answer

A type of bank account

Answer

A voluntary charity fund

Answer

A government grant for medical schools

Question 3

What is the CHAS (Community Health Assist Scheme) in Singapore?

Accepted Answer

A scheme providing subsidies for medical and dental care at participating General Practitioner (GP) clinics for lower- and middle-income Singaporeans

Answer

A hospital management system

Answer

A scheme for foreign workers only

Answer

A pharmaceutical subsidy scheme

Question 4

How does Singapore's public hospital ward classification system work?

Accepted Answer

Wards are classified from C (most subsidised, 8-bed) through B2, B1, to A (least subsidised, single room), with subsidies decreasing for higher ward classes

Answer

All wards are the same

Answer

Only private hospitals have different wards

Answer

Ward class does not affect the bill

Question 5

What is Medifund in Singapore's healthcare system?

Accepted Answer

A government endowment fund that provides a safety net for needy Singaporeans who cannot afford their medical bills even after using Medisave and MediShield Life

Answer

A private insurance company

Answer

A medical research fund

Answer

A healthcare worker salary fund

Question 6

What is ElderShield and its successor CareShield Life?

Accepted Answer

Long-term care insurance schemes providing monthly cash payouts for Singaporeans who become severely disabled and need long-term care

Answer

Health insurance for children

Answer

A scheme for overseas medical treatment

Answer

Dental insurance for seniors