GA DMV Insurance and Financial Responsibility 2

Question 1

If you are involved in a Georgia traffic accident causing injury or death, you must report it to:

Accepted Answer

Law enforcement immediately

Answer

Georgia law requires that any accident involving injury, death, or significant property damage be reported to law enforcement immediately.

Question 2

Georgia's SR-22 certificate is required for drivers who:

Accepted Answer

Have had their license suspended for certain violations

Answer

An SR-22 is a certificate of financial responsibility filed by your insurer that Georgia requires for drivers reinstating a suspended license.

Question 3

What is the purpose of uninsured motorist coverage in Georgia?

Accepted Answer

It protects you if you are hit by a driver with no insurance or insufficient coverage

Answer

Uninsured motorist coverage pays for your injuries and damages when the at-fault driver has no insurance or not enough insurance.

Question 4

In Georgia, how long must an SR-22 filing be maintained?

Accepted Answer

3 years

Answer

Georgia requires SR-22 filings to be maintained continuously for 3 years; letting it lapse resets the period.

Question 5

What is the minimum property damage liability coverage required in Georgia?

Accepted Answer

$25,000

Answer

Georgia requires a minimum of $25,000 in property damage liability coverage per accident.

GA DMV - Georgia Department of Motor Vehicle Practice Test