GA DMV Insurance and Financial Responsibility 2

Question 1

If you are involved in a Georgia traffic accident causing injury or death, you must report it to:

Accepted Answer

Law enforcement immediately

Answer

The DMV within 24 hours

Answer

Your insurance company only

Answer

The local county clerk within 72 hours

Question 2

Georgia's SR-22 certificate is required for drivers who:

Accepted Answer

Have had their license suspended for certain violations

Answer

Are first-time drivers under 18

Answer

Own commercial vehicles

Answer

Have more than 3 moving violations

Question 3

What is the purpose of uninsured motorist coverage in Georgia?

Accepted Answer

It protects you if you are hit by a driver with no insurance or insufficient coverage

Answer

It pays for your repairs if you cause an accident

Answer

It covers rental car costs after an accident

Answer

It reduces your liability if you are at fault

Question 4

In Georgia, how long must an SR-22 filing be maintained?

Accepted Answer

3 years

Answer

1 year

Answer

5 years

Answer

2 years

Question 5

What is the minimum property damage liability coverage required in Georgia?

Accepted Answer

$25,000

Answer

$10,000

Answer

$50,000

Answer

$15,000

Question 6

In Georgia, what must a driver do if they are involved in an unattended vehicle accident?

Accepted Answer

Leave a written note with contact information and notify police

Answer

Only call their insurance company

Answer

Wait at the scene for up to 30 minutes

Answer

Report it within 24 hours online only