GA DMV Insurance and Financial Responsibility

Question 1

What is the minimum liability insurance coverage required for Georgia drivers?

Accepted Answer

$25,000/$50,000/$25,000

Answer

$10,000/$20,000/$10,000

Answer

$50,000/$100,000/$50,000

Answer

$15,000/$30,000/$15,000

Question 2

In Georgia, what document proves you have the required auto insurance?

Accepted Answer

Insurance ID card or electronic proof on a mobile device

Answer

Only a printed insurance card

Answer

The vehicle registration document

Answer

A letter from your insurance agent

Question 3

What happens to your Georgia vehicle registration if you cancel your auto insurance?

Accepted Answer

Your registration will be suspended until insurance is reinstated

Answer

Nothing — insurance and registration are separate

Answer

You receive a grace period of 60 days

Answer

Your registration is immediately revoked permanently

Question 4

Georgia's 'no-fault' insurance system means:

Accepted Answer

Georgia does NOT have no-fault insurance — it is an at-fault state

Answer

Each driver's own insurance pays regardless of fault

Answer

Fault is never assigned in minor accidents

Answer

Both drivers split costs equally

Question 5

What is the fine for a first offense of driving without insurance in Georgia?

Accepted Answer

$200

Answer

$500

Answer

$100

Answer

$1,000

Question 6

Under Georgia law, a driver must show proof of insurance:

Accepted Answer

When requested by law enforcement or when registering a vehicle

Answer

Only at the time of an accident

Answer

Only when renewing a driver's license

Answer

Only if involved in a commercial vehicle