Funeral Service Test Risk Assessment & Management 5

Question 1

A funeral home's refrigeration unit fails overnight and stored unembalmed remains are affected. The PRIMARY risk management response is to:

Accepted Answer

Assess the condition of remains, document findings, and prioritize embalming or alternative preservation

Answer

Assessing condition and prioritizing preparation preserves the remains' integrity and limits further deterioration, which is the core operational risk response.

Question 2

Under EPA regulations, how must a funeral home dispose of embalming wastewater (containing formaldehyde and bodily fluids)?

Accepted Answer

It may be discharged to a sanitary sewer if permitted by the local POTW

Answer

EPA regulations generally allow embalming wastewater to be discharged to a publicly owned treatment works (POTW) if the local authority grants permission.

Question 3

Which type of insurance is MOST critical for protecting a funeral home against claims of misidentification of remains?

Accepted Answer

Professional liability (errors and omissions) insurance

Answer

Professional liability (E&O) insurance covers claims arising from professional mistakes such as misidentification, which general liability policies typically exclude.

Question 4

A funeral home director is planning a risk assessment for a new satellite preparation facility. Which factor should be evaluated FIRST?

Accepted Answer

Compliance with local zoning, OSHA, and state licensing requirements

Answer

Regulatory compliance must be verified first, as operating without proper licensing or in violation of OSHA standards creates immediate legal and safety risks.

Question 5

The concept of 'risk retention' is BEST illustrated in funeral home operations by:

Accepted Answer

Choosing to self-insure against minor slip-and-fall incidents through a reserve fund

Answer

Risk retention means knowingly accepting responsibility for a potential loss, often by setting aside funds rather than purchasing insurance for that exposure.

Funeral Service Test Practice Test

Funeral Service Test Practice Test

Funeral Service Test Risk Assessment & Management 5